Are you a hands-on engineer who owns systems end-to-end, from front-end UI through service layers to backend data and analytics?Â
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As a Full Stack Product Engineer at EXL, Payment Services, you'll independently build, deploy, and support secure, scalable web applications that solve critical challenges in the US healthcare payment space. You'll collaborate across development, product, data, and client teams to deliver high-quality software and rock-solid production performance.
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*Base Pay Range: $60,100 - $98,700
For more information on benefits and what we offer please visit us at https://www.exlservice.com/us-careers-and-benefits
Responsibilities
Independently own the full stack, from front-end and service layers to backend, data, and reporting.
Build and support enterprise-grade web applications using modern stacks: React, .NET Core, Python, APIs, SQL Server / PostgreSQL, and SSRS.
Develop Python services, data-processing routines, and automation across the application and pipeline layers.
Use DuckDB for fast, in-process analytical queries over structured and columnar data, powering reporting, validation, and data-quality checks.
Design and maintain structured and unstructured data pipelines (ETL/ELT and document / OCR / NLP ingestion) feeding production workflows.
Drive deployment automation, environment readiness, and performance optimization for seamless, zero-disruption releases.
Own and optimize the CI/CD pipeline across hybrid (Azure, AWS, on-premise) ecosystems, keeping assets secure, testable, and auditable.
Tune and optimize queries for performance, reliability, and reporting accuracy in high-volume environments.
Translate business needs into secure, scalable technical architectures, embedding data protection and compliance by design.
Resolve high-priority production incidents with precision, ensure zero-downtime operations, and proactively prevent recurrence.
You're not just shipping code. You're building high-impact platforms that touch lives, ensure compliance, and power payer operations.
Deliver healthcare solutions that work at scale, with reliability, speed, and security built in.
Own production performance metrics and implement observability across app layers, APIs, and data-ingestion points.
Collaborate deeply with product managers, QA, and business analysts to ship features that are user-friendly and technically sound.
Own multiple product modules and pipelines simultaneously, balancing delivery with quality and continuous improvement.
Apply strong design patterns, architecture principles, and agile delivery to accelerate time-to-market.
Proactively remove roadblocks, anticipate risks, and communicate mitigation plans clearly to stakeholders.
Collaborative Interactions:
Internal: Partner with data engineers, DevOps, business analysts, client-service teams, and tech leads. Share knowledge, mentor teammates, and grow technical depth across the team.
External: Engage with client-side stakeholders and, on occasion, executive teams to understand expectations, demo capabilities, and bridge business needs with technical delivery.
Qualifications
Hands on Technical Experience with:
.NET Core 8 / C# / ASP.NET and/or Python (FastAPI / Flask) service development
React (Hooks, Context, Redux/RTK), TypeScript, JavaScript (ES6+)
SQL Server / PostgreSQL, stored procedures, query and performance tuning
HTML5, CSS3, responsive design, component libraries, state management
REST/GraphQL API consumption, client-side performance and accessibility
RESTful & GraphQL API design, microservices, API gateways
Authentication/authorization (OAuth2, JWT), service-to-service messaging, caching
Python for backend services, data processing, and automation
DuckDB for fast in-process analytical queries over structured and columnar data
ORM (Entity Framework / SQLAlchemy / NHibernate), schema design, migrations
Structured pipelines (ETL/ELT) and unstructured pipelines (document / OCR / NLP ingestion)
DuckDB + Python (pandas / Polars / Arrow) for analytical workloads and local data crunching
Databricks / Spark exposure for large-scale processing
CI/CD with Azure DevOps, GitHub Actions, or AWS CodePipeline
Version control (Git / Azure DevOps), automated testing, release automation
Containerization with Docker; cloud deployment on AWS or Azure
SSRS / SSIS, Power BI, dashboarding and reporting accuracy in high-volume environments
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Nice to Have:
OCR & claims tech (Esker, 3M, DTKBarcode), AI/ML-enhanced workflows, LLM/NLP integration
US Healthcare payer / Payment Integrity domain exposure; agile certifications
US Healthcare Insurance / Payer & Payment Integrity context (preferred)
Strong ownership, end-to-end accountability, and production-first mindset
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Education Requirements:
Master's or bachelor's degree in Computer Science, Engineering, Mathematics, Statistics, or equivalent experience.
US Healthcare certifications a plus.
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*The posted range is the hiring range for this role — a subset of the broader range available to employees over time — and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process.
EXL is the indispensable partner for leading businesses in data-led industries such as insurance, banking and financial services, healthcare, retail and logistics. We bring a unique combination of data, advanced analytics, digital technology and industry expertise to help our clients turn data into insights, streamline operations, improve customer experience, and transform their business. Our partnerships with clients are built on a foundation of collaboration – and we’ve been chosen as a partner by nine of the top ten leading US insurance companies, nine of the top 20 global banks, and six of the top ten US health care payers. We function as one team to make your goals our goals, whether that’s unlocking the value of generative AI or embedding analytics into workflows that reduce risk or power your growth. Clients choose EXL as their transformation partner for many reasons. Our geographic diversity make talent all over the world instantly accessible. Digital accelerators enable unmatched speed-to-value, letting you realize results fast. It’s our people that truly set us apart, though, including the 1,500 data scientists we have dedicated to our generative AI practice. And our more than twenty years of experience in delivering business services, garnering stellar client references, and maintaining a solid balance sheet are reassuring to our C-suite clients. Find out for yourself why clients, employees, and analysts think we’re some of the best in the business. Contact us to see how we can help you achieve your goals.
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