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There are important qualities you look for in an employer – meaningful work, community engagement, competitive benefits, commitment to employee development, and so many more. At Bankers Trust, our team members experience an inclusive and community-focused culture and we’re proud of the premier workplace we’ve created. We regularly receive best in class results through our biennial employee engagement survey. We’re also proud to receive recognition from others, including our designation as a “Best Place for Working Parents®,” being a four-time recipient of the Greater Des Moines Partnership’s Inclusion Award, and being named one of the “Best Businesses Supporting Local Charity” by readers of the Business Record.
This position may be based in Des Moines or Cedar Rapids.
Job Summary:
The Commercial Portfolio Manager III will assist the Commercial Relationship Managers by completing underwriting and due diligence to help analyze new opportunities in accordance with established lending objectives, policies and procedures. They will maintain and service existing customers as well as ensure credit quality guidelines and policies are met and monitored.
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Primary Functions and/or Responsibilities:
- Assists the Commercial Relationship Managers by requesting and obtaining all information needed from the client or prospect to underwrite the credit request
- Assists the Commercial Relationship Managers to appropriately underwrite the credit, and to develop the appropriate credit structure in relationship to the credit risk
- Assists the Commercial Relationship Managers in the monitoring of the portfolio which includes, but is not limited to, financial tracking and monitoring maturing notes/annual reviews
- Conducts business in compliance with bank policies and procedures, as well as all federal and state laws and regulations
- Participates with the Commercial Relationship Manager in meetings to discuss work in process, exceptions, maturing notes and annual reviews
- Participates with the Commercial Relationship Manager in meetings with existing and/or prospective clients
- Participates in discussions and subsequent meetings with commercial lending department, industry specialists, and other interested parties to exchange information and ideas, and to seek to understand the opinions of others
- Presents to Senior Loan Committee
- Performs other duties as assigned
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Education and/or Experience:
- BA or BS degree in Business, Accounting or Finance preferred
- At least six years of relevant commercial credit experience required
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Specific Skills, Knowledge & Abilities:
- Ability to research and understand commercial and commercial real estate lending and banking regulations
- Ability to deal effectively with customers and employees at all levels of the bank organization
- Commercial credit analysis skills required
Benefits
- Group Health, Dental, and Vision Insurance
- Generous Paid Time Off (PTO)
- Volunteer Time Off (VTO)
- 401(k) plan with lucrative company match
- Tuition assistance
- Company Paid Life Insurance
- Paid Parental Leave
- Lifestyle Accounts that provide employees with reimbursement for the things that are most important to them such as childcare, student loan payments, gym memberships, pet insurance and much more.
- Team Member Banking - a suite of products and services with special benefits for employees
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Hybrid Eligibility: Position may be eligible for a hybrid work schedule (requiring some days in the office each week).
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EQUAL OPPORTUNITY EMPLOYER
“PROTECTED VETERANS” AND “INDIVIDUAL WITH DISABILITY”
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