Credit & Lien Analyst - Janus

Overview

The Credit & Lien Analyst is responsible for evaluating customer creditworthiness, assessing financial and construction-related risk, and supporting the protection of Janus International Group lien rights. This role performs credit and financial analysis, reviews customer payment performance, evaluates project-related risk, and provides recommendations regarding credit terms, credit exposure, and risk mitigation strategies. The Credit & Lien Analyst works closely with Sales, Finance, Operations, customers, and project contacts to support informed business decisions while minimizing financial risk and protecting company assets

Responsibilities

• Review and analyze credit applications for new and existing customers.
• Evaluate Dun & Bradstreet reports, financial statements, bank references, payment history, and other supporting documentation to assess customer creditworthiness.
• Research and verify business information, including Secretary of State records and public filings.
• Analyze consumer and commercial credit data and recommend appropriate credit limits, payment terms, deposits, in accordance with company policies.
• Review customer payment trends, aging reports, and account activity to identify credit concerns.
• Monitor projects through Handle to identify accounts that may require lien protection. Track lien-related deadlines, documentation, approvals, and status updates to support the preservation of company lien rights.
• Collaborate with Collections and Project Management teams to gather project information details, and supporting documentation related to potential lien claims.
• Compile and submit lien packages and supporting documentation to legal counsel for review and recommendation.
• Maintain accurate credit, customer, and lien records and supporting documentation.
• Provide analysis and recommendations to support informed credit decisions while minimizing company risk.
• Perform other duties and special projects as assigned.

Qualifications

JOB SPECIFICATIONS:

• Associates degree or 3-5 years of experience in Accounts Receivable, Credit and Lien Rights Process
• Strong people skills with service mindset
• Excellent verbal and written communication skills
• Competent multi-tasker, with the ability to act quickly and make decisions in a changing environment
• Strong ability to build relationships and working with cross-functional teams
• Proficient in Microsoft Office Suite
• Highly organized
• Skilled problem-solver

PHYSICAL DEMANDS:

• Regularly required to sit at desk in an office environment.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position.