- Review loan underwriting and work directly with underwriters to get a complete and accurate loan write-up to the appropriate approval queues.
- Draft term sheets and communicate loan terms with borrowers, as well as request items needed to begin the renewal process.
- Supports the growth and development of the assigned commercial lending portfolio by effective portfolio management.
- Monitor current, matured, and past due loans for Loan Officers, while making appropriate recommendations.
- Effectively monitoring portfolio for revenue opportunities and/or loan exposures.
- Support Loan Officers in prescreening potential borrowers and loans, performs due diligence, and proper loan structuring.
- Collaborate with attorneys to review loan documentation for accuracy.
- Prepares lending activity reports for management and loan committee as needed
- Establish and maintain relationships with customers to proactively identify and recommend additional opportunities.
- Comply with the Bank Secrecy Act, OFAC and USA PATRIOT Act, including Customer Identification Program, customer due diligence and reporting suspicious activity to the BSA Department.
- Maintains current and up-to-date knowledge and continues professional development through training as applicable.
- Demonstrates a courteous, pleasant, self-motivated, and dependable behavior. Maintaining a professional environment in both appearance and conduct.
- Performs additional duties as assigned or directed.
- Bachelor’s degree preferred.
- 5 to 10 years’ experience in Commercial Lending Portfolio Management.
- Strong knowledge of credit and lending policies.
- Proficient in using PC software tools, including Microsoft Office.
- Banking financial analysis.
- Strong analytical and underwriting skills.
- Strong organizational skills and effective time management.
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