Commercial Loan Boarding Specialist

JOB SUMMARY

Performs all essential duties of funding & boarding of commercial loans to Bank’s core system, including participations, syndication and Swap loans, collateral security perfection and loan modifications.  Assures tasks are completed accurately, timely and professionally to ensure prompt and professional service to internal and external customers. 

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Funds and boards all commercial loans, including participations, syndication and Swap loans onto the Bank’s core system.  
• Disburses loan proceeds via wire, check and/or deposit.
• Boards all originated commercial loans into core system, including AFT requests, reminders & pending changes:  rate, max credit, codes, etc., are accurate and uploaded successfully.
• Works closely with commercial documentation to ensure all loan file input to Bank’s core system is complete and accurate.
• Verifies all closing documentation is received from attorney/settlement agent and documents are signed properly and reflect the conditions and structure set forth in the credit approval.  
• Secures the collateral of the loan, file mortgages, assignments, file UCC’s, place holds on deposit accounts, etc. 
• Performs secondary reviews on new loans. 
• Performs maintenance of Loan Modifications, Amended & Restated Promissory Notes and Change In Terms Agreements on all commercial loans, including secondary reviews.
• Completes applicable loan checklists for document and exception tracking.   Scan and organize loan file documents.
• Interacts with relationship managers, lenders, loan documentation, deposit support, accounting, other internal department personnel, and third-party providers to complete a variety of tasks associated with the funding and boarding of commercial loans.
• Maintains prescribed security measures and controls intended to protect the bank against criminal and fraudulent operations and unnecessary risk or exposure.
• Promotes business for the bank by maintain good customer relations and refers customers to appropriate staff for new services as necessary.
• Performs additional duties as assigned. 

ADD ITIONAL RESPONSIBILITIES:

• Attend seminars and meetings as appropriate
• Maintain confidentiality in accordance with the Code of Ethics
• Adhere to established security procedures
• Participate in proactive team efforts to achieve departmental and company goals.

SUPERVISORY RESPONSIBILITIES:

• N/A

KNOWLEDGE, SKILLS, AND ABILITIES:

• Customer and Personal Service - Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
• English Language - Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
• Administration – Knowledge of business principles.   Ability to work strict deadlines and meet performance targets while maintaining accuracy, detailed oriented.   
• Communication- Excellent interpersonal communication skills, both oral and written.
• Computers / Technical--- Personal computer skills, and all company computer applications as necessary, i.e. email; int ranet, word processing, excel.
• Legal and Regulatory-     Knowledge of laws and regulations governing the banking industry, particularly in the lending area.
• Bank Secrecy Act - In the performance of all the respective tasks and duties, employee will maintain knowledge of Bank Secrecy Act regulations and all other regulatory, security and bank policies and procedures.
• Flood Disaster Protection ACT - In the performance of all the respective tasks and duties, employee will maintain knowledge of Flood Disaster Protection Act regulations and all other regulatory, security and bank policies and procedures.
• Home Mortgage Disclosure Act (HMDA) In the performance of all the respective tasks and duties, employee will maintain knowledge of the Home Mortgage Disclosure Act regulations and all other regulatory, security and bank policies and procedures.
• Bank Core System - Knowledge in formatting new products, as well as existing loan product s, to better enhance the interface from our LaserPro loan operation system to the Bank’s core system. 

EDUCATION AND EXPERIENCE:

• High School Diploma or Equivalent
• 3 – 5 years Lending and/or Banking experience
•  

LICENSE/COMMISSIONS:   Pennsylvania Notary Public Commission preferred

PHYSICAL/WORK CONDITIONS:                   In the performance of respective tasks and duties, the employee is expected to successfully perform the essential functions of the position. Reasonable employee accommodations for physical or mental disabilities will be considered on a case-by-case basis.  While performing duties the employee is required to sit, talk and hear frequently, lift up to 20 lbs. occasionally; may be required to work evenings and/or weekends, at tend remote meetings and/ or to travel.