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Mortgage Lender - Orange, California

Zions Bancorporation
Posted 8 months ago, valid for 8 days
Location

Lake Forest, CA 92630, US

Salary

Competitive

Contract type

Full Time

Paid Time Off
Life Insurance
Disability Insurance
Tuition Reimbursement
Flexible Spending Account

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Sonic Summary

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  • National Bank of Arizona is seeking a Residential Mortgage Lender with at least 4 years of mortgage lending origination experience, including residential construction experience.
  • The role involves soliciting mortgage business, ensuring compliance with regulations, and assisting customers with loan options and processes.
  • This position offers an hourly state minimum wage plus commission based on financed loans that meet customer qualifications and lender requirements.
  • Candidates should possess advanced knowledge of mortgage lending, strong problem-solving skills, and the ability to work independently in a high-pressure environment.
  • Benefits include medical, dental, and vision insurance starting on day one, paid time off, a 401(k) plan with company match, and tuition reimbursement for qualifying employees.

At National Bank of Arizona, we’re a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premise of building local relationships, we pride ourselves on providing our clients, shareholders and each other the best possible tools, resources and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 35 years later, our approach hasn’t changed. 

 

At NBAZ, the possibilities are endless – come for the job, stay for a career.

 

We are looking for a Residential Mortgage Lender to provide top notch customer service to our clients and customers.  If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you! 

 

Essential Functions:   

  • Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
  • Ensure compliance with regulatory guidelines in the performance of loan originator duties.
  • Interviews potential applicants to develop information concerning their needs, desires and other information.
  • Obtains and review pertinent financial and credit data.
  • Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
  • Ensures any re-disclosures are made timely.
  • May order appraisals through our systems, arrange for title search and obtain necessary documents.
  • Responsible to communicate with the customer throughout the process and work with processors through closing.
  • Originates residential home loans.
  • Keeps informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
  • Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
  • Other duties as assigned.

 

Qualifications:

  • Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
  • Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations
  • Ability to successfully solicit loans.
  • Good problem solving skills.
  • Ability to work independently.
  • Strong interpersonal skills
  • Demonstrated ability to handle multiple priorities.
  • Strong verbal and written communication skills
  • Ability to work effectively in high pressure environment.
  • Ability to work with various types of computer software, including mortgage specific software.

 

This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.

 

Benefits: 

  • Medical, Dental and Vision Insurance - START DAY ONE! 
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions.
  • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
  • Employee Ambassador preferred banking products.



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