Credit Analyst I

Employing Unit: Colonial Farm Credit
Position Title: Credit Analyst I
Salary: $57,200-$70,000
commensurate with experience and qualifications plus superb benefits package provided to all employees including up to 9% 401k contributions and profit sharing program

Position Summary:
Colonial Farm Credit (www.colonialfarmcredit.com) is an agricultural credit cooperative and provides loans for:
•    Production capital for full-time and part-time farmers
•    Ag-related businesses
•    Farms and country homes
•    Land purchases, home construction, and improvements
•    Buildings, machinery, livestock, and equipment

We have an excellent employment opportunity for a Credit Analyst I in our Mechanicsville VA office. The candidate will be responsible for:
•    gathering, analyzing, and reconciling credit and financial data for loans using the five credit factors under the guidelines of differential analysis
•    preparing all loan documents associated with the analysis of the assigned credit including loan agreements when necessary and drafting loan analyses explaining loan purpose, structure, risk, controls, etc.
•    making recommendations on which the delegated authority will base its decision for loan approval
•    making recommendations of rates, terms, security, and loan controls that are necessary for maintaining an acceptable credit risk
•    developing loan-servicing plans for monitoring credit

Education and Experience:
Required: 
•    Bachelor’s degree in agricultural economics, finance, business administration, economics or relevant field of study
•    General understanding of farm business management, finance, and macroeconomics
•    Strong analysis, judgment, communication (oral and written), and organizational skills
•    Computer experience with intermediate skills in Microsoft Outlook, Word, and Excel to carry out the essential responsibilities of this position
•    In-depth knowledge and skill in risk analysis, loan administration, and loan servicing
•    Ability to:
o    understand and interpret financial statements and cash flow analysis 
o    work under moderate supervision and in compliance with established policies, procedures and regulations 
o    use sound judgment within established guidelines and seeks guidance on complex requests
o    effectively handle multiple tasks and work independently
o    work in a collaborative, team atmosphere 
o    exercise discretion, gain competency in independent judgment, develop initiative, and creativity in business decisions
•    Acceptable background reports (credit, criminal, driving, and drug)

Preferred (and beneficial to successful applicant):
•    Up to three years of experience gained through credit positions
•    Awareness of current economic developments and production technology affecting agriculture in the region
•    Knowledge of farm production methods and products

Location: Administrative Office, 7104 Mechanicsville Turnpike, Mechanicsville VA  23111

Supervisor: Ronnie Gill, Chief Operating Officer

Applications Accepted Through: Wednesday, October 21, 2026

EOE/D/V
 

Farm Credit has been serving the credit needs of rural America since 1916. We are dedicated to providing quality services to our customers, as well as an excellent work environment for our employees. We are an Equal Opportunity Employer.

Colonial Farm Credit offers:

• Competitive compensation
• Top-rated benefits program
• Training and development opportunities
• Advancement opportunity