Job Details: Job Location: Life & Health-FL Captive Group - Miami, FL, Position Type: Full Time, Salary Range: $17.00 - $19.00Hourly, UniVista Insurance is seeking motivated and customer‑focused ACA Health Insurance Sales Agents to join our growing team in Miami, Florida. In this role, agents will assist individuals and families in selecting Affordable Care Act (ACA) compliant health insurance plans through inbound and outbound phone sales. The ideal candidate is goal‑driven, compliance‑oriented, and passionate about helping clients understand their healthcare options. Miami, Florida (On‑site / Hybrid based on business needsKey Responsibilities Handle inbound and outbound calls to educate consumers on ACA health insurance plans and perform compliant cross‑selling of ancillary products within the UniVista Insurance ecosystem based on customer needs and eligibility Assist clients in determining eligibility for ACA plans, subsidies, and Special Enrollment Periods Comply with all CMS, ACA, state, and carrier marketing and sales regulations, as well as UniVista Insurance policies and procedures, including required training, quality assurance standards, and call monitoring protocols. Conduct needs assessments to recommend suitable health insurance coverage Accurately complete insurance applications and enrollment processes Maintain full compliance with CMS, ACA, and carrier regulations Meet or exceed individual sales goals, call metrics, and quality standards Document all customer interactions clearly and accurately in CRM systems Stay current on ACA guidelines, carrier offerings, and underwriting rules Provide exceptional customer service before, during, and after enrollment Work collaboratively with supervisors, QA teams, and compliance departments Work Environment Telesales role with structured schedules, including peak enrollment periods Performance‑driven, team‑oriented culture in Miam Compensation & Benefits This role is designed for agents who are motivated to build long‑term earnings through recurring residual commissions tied to sustained enrollment performance. Highly competitive Hourly base pay ($18/hour) Residual, performance‑based commission structure paid monthly as long as enrolled members remain active and in good standing Total estimated comp, varies by production: $41,371 - $184K Commission payout increases based on individual production levels, rewarding agents who build and maintain a larger book of active business Training, licensing support (where applicable), and ongoing development Benefits package available based on employment status Qualifications: Active Florida 2‑15 or 2‑40 Health Insurance License (required) Prior experience in ACA sales, health insurance, or telesales preferred Excellent verbal communication and active listening skills Strong sales aptitude with a customer‑centric approach Ability to explain complex insurance concepts in simple terms Comfortable working in a fast‑paced environment Proficient in CRM systems and basic computer applications Ability to meet attendance, schedule, and productivity requirements Preferred Skills Bilingual (English & Spanish) strongly preferred Prior experience working during Open Enrollment Period (OEP) Understanding of CMS compliance and standards Proven track record of meeting or exceeding sales goals ABOUT US We are a fast-growing, bilingual insurance agency serving clients across Florida and Texas! Our team helps families and businesses protect what matters most — through auto, home, life, and commercial insurance solutions built around each client’s needs. We are not your average insurance agency. We invest in our people, recognize performance, and create real paths for growth — from your first day in the office to owning your own location. If you are bilingual, driven, and want a career that rewards your work, you have found the right team. 🌟 WHY JOIN USWe know talented bilingual insurance professionals have options. Here is what makes us different: ✓ Real base pay — Competitive salary based on experience and license held ✓ Paid Time Off — 1 week PTO to start, growing with tenure ✓ Medical Insurance — Comprehensive health coverage for you ✓ Sick Time — Dedicated sick time separate from your PTO ✓ Dental & Vision — Comprehensive dental and vision coverage ✓ Performance Bonus — Structured plan tied directly to your results ✓ Supplemental Plans — Voluntary supplemental options available ✓ Employee Referral — Earn rewards for bringing great talent in ✓ Basic Life Insurance — Company-paid life insurance ✓ Career Growth Path — CSR → Agent → Team Lead → Manager → Owner ✓ 401(k) with Match — Invest in your retirement savings with us! ✓ Training & Development — Ongoing sales, product, customer service & compliance training 🤝 OUR CORE VALUES“The harder we work, the luckier we are.” 🛡️ PROTECT Safety for our communities We ensure the safety of our communities by offering robust insurance options for life’s many facets. Quality and comprehensiveness are the hallmarks of our coverage. 🤚 HELP Swift, personalized support Our agents are ready to assist with any insurance questions, providing swift and personalized support to guide clients through their options. 📣 PROMOTE Investing in our workforce We invest in the future of our workforce with career paths and training for aspiring agents, contributing to the growth of the insurance sector. 🤝 BUILD Trust & transparency Our client relationships are built on trust and transparency, with each interaction tailored to meet individual insurance needs. 📚 EDUCATE & GUIDE Clarity & empowerment Clarity and empowerment are the goals of our resources, aimed at helping clients make informed insurance decisions. 📱 PROVIDE Accessible solutions We deliver affordable and innovative insurance solutions made readily accessible through tools like our app, enhancing convenience for our clients.

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