Our Mortgage Loan Officer delivers exceptional service while assisting members with mortgage lending needs. They use their knowledge and proactive problem-solving skills to educate members about our products and services. Recognized for our commitment to employees, members, and the surrounding communities we serve, Neches is proud to be a Great Place to Work certified company. With $1 billion in assets and over 80,000 members, we are dedicated to delivering signature service while providing financial resources to improve our members’ financial well-being. We are proud of our local roots and Team Neches continues to be true to the credit union commitments. We are Family, Friends, Community.

REQUIRED QUALIFICATIONS:

Minimum three to five years of experience as a Mortgage Loan Officer
High School Diploma or equivalent; Bachelor’s degree preferred
Ability to make independent judgements within guidelines and to work within deadline timeframes
A comprehensive knowledge of all mortgage lending products, policies and procedures
Proficient in analyzing credit reports, income documents, and other financial information
Demonstrates strong problem-solving skills and the ability to navigate complex situations
Exceptional communication skills, both written and verbal, with the ability to explain complex financial concepts to members
Exhibit strong relationship building skills to grow and maintain relationships with realtors, builders, and members
Maintain a high level of professionalism
Dependable; punctual and regular attendance
Ability to work as a team player
Willingness to participate in Mortgage networking events
Commitment to continuous learning and professional development; willingness to learn new processes

JOB SUMMARY:

Conduct thorough mortgage loan interviews to assess members’ needs and recommend appropriate loan products.
Analyze credit reports, income documents, and other financial information to determine borrower eligibility and loan terms.
Approve/deny and oversee the disbursement of loan request.
Oversee and ensure closing dates and deadlines are met.
Guide members through the mortgage application process, including gathering required documentation and ensuring compliance with regulatory requirements.
Providing ongoing support and assistance to members throughout the mortgage loan process, addressing any questions or concerns.
Ensure compliance with licensing requirements by maintaining an up-to-date license through the National Mortgage Licensing Registry.

Classification: Non-Exempt

Location: Nall (Port Neches)

Hours: Scheduled for 40-hours per week between the hours of Monday through Friday 8:15AM to 5:15PM

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