Payments Analyst II

Job DetailsJob Location: SF - Sioux Falls, SD 57104Position Type: Full TimeEducation Level: 2 Year DegreeTravel Percentage: NegligibleJob Shift: DayJob Category: BankingThe Payments Analyst II is responsible for maintaining records of financial transactions, reconciling and balancing accounts, and posting transactions and general ledger journal entries.  This position will typically compile reports and variance details for multiple DDA accounts. PRINCIPLE DUTIES AND RESPONSIBILITIES Serves as the primary reconciler for assigned Bank-owned DDA accounts used within program funds flow. Ensures accurate funds flow and audit trails within the reconciliation. Assists in Implementation/Wind downs from an operations perspective including funds flows, ach and new product impact. Trains operational support team members on all aspects relating to reconciliation. Presents findings and recommendations actions as needed to leadership. Prepares for internal and external audits/examinations pertaining to Payments products. Maintains intermediate-level understanding of account structure and funds movement for payments programs including ACH processing, check processing, and network settlement. Prepares and updates work-related procedures. Performs other duties as assigned. QualificationsEDUCATION AND/OR EXPERIENCE Associate’s degree in a business-related field, or equivalent, required. 3-5 years’ related work experience, required; 1-3 years’ work experience in in the Banking and Payments Industry, preferred. Advanced skills with Microsoft Office (Excel, Outlook), required. Intermediate skills with SQL, required. KNOWLEDGE, SKILLS, AND ABILITIES Excellent verbal, written, and interpersonal communication skills. Ability to work in a fast-paced environment while prioritizing tasks, without requiring direct assignment or close supervision. Highly organized with exceptional attention to detail and follow-through. Strong ability to manage multiple projects with competing deadlines. Team player with positive attitude and strong work ethic. Must be comfortable initiating discussions in a cross-functional group to identify issues and resolutions. Ability to effectively interact and build relationships with senior management and cross-functional teams. Integrity, ethical standards and sound judgment.