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Accident & Health Underwriter

Accident & Health Underwriter

Lawes Consulting Group

Posted 6 hours ago, valid for 9 days

Birmingham, West Midlands B27 6QS, England

Full Time

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Sonic Summary

The position of Accident & Health Underwriter offers a salary range of £45,000 - £55,000 and is located in Birmingham.
Lawes Consulting is supporting a respected insurer in finding a candidate for this role, which is ideal for experienced A&H professionals or those from other commercial lines wishing to transition into A&H underwriting.
The successful candidate will be responsible for underwriting a diverse portfolio, assessing risks, pricing accordingly, and maintaining strong relationships with brokers.
While experience in A&H underwriting is preferred, candidates with a strong desire to move into this field from other lines such as property or casualty are also encouraged to apply.
The role requires strong risk assessment skills, effective negotiation abilities, and a proactive mindset, with a focus on learning and development.

Job title: Accident & Health Underwriter

Salary: £45,000 - £55,000

Location: Birmingham

PURPOSE OF ROLE

Lawes Consulting is proud to be supporting a respected insurer in the search for an Accident & Health Underwriter to join their specialist team.

This role offers an excellent opportunity for experienced A&H professionals or underwriters from other commercial lines who are eager to pivot into the growing and dynamic world of personal accident, health, and travel-related risk.

The successful candidate will underwrite a varied portfolio, contribute to business development, and help shape the future of this niche product line.

RESPONSIBILITIES

Underwrite new and renewal Accident & Health business across personal, group, and corporate schemes
Assess risks including accident, travel, medical expenses, and related covers
Price risks within authority, ensuring profitability and underwriting discipline
Liaise with brokers and intermediaries to build and maintain strong relationships
Assist in the development of new products and market propositions
Ensure adherence to internal governance and regulatory standards

DAY-TO-DAY

Manage a personal underwriting caseload across A&H products
Respond to broker enquiries, provide quotes, and negotiate terms
Work collaboratively with underwriting, claims, and pricing teams
Support the delivery of team and regional performance targets
Monitor market trends and competitor activity in the A&H space

EXPERIENCE

Experience in A&H underwriting is ideal but not essential
Open to candidates from other lines (e.g., property, casualty, liability) with a strong desire to move into A&H
Understanding of broker distribution, especially within UK commercial or specialty markets
Familiarity with group schemes or employee benefits is a plus

SKILLS

Strong risk assessment and decision-making skills
Commercially focused with the ability to negotiate effectively
Excellent communication and relationship-building skills
Detail-oriented with sound technical understanding
Proactive and adaptable mindset, open to learning and development

If you have the relevant experience or know someone that does please contact me now on or email us at

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