Job title: Property & Casualty Underwriter
Salary: £40,000 - £50,000 DOE
Location: Birmingham
PURPOSE OF ROLE
Lawes Consulting is supporting a top-tier insurer in recruiting a skilled Property & Casualty Underwriter to join their Birmingham office. This role is ideal for someone looking to underwrite a varied book across Property, Liability, Combined, and Construction, working with a mix of national and independent brokers.
RESPONSIBILITIES
- Underwrite and manage a portfolio across core commercial classes
- Develop and maintain relationships with regional broker partners
- Assess risks accurately and deliver profitable underwriting decisions
- Contribute to new business growth and retention in line with regional strategy
- Provide input into pricing, risk appetite, and broker development initiatives
- Collaborate across teams to support operational and financial goals
DAY-TO-DAY
- Underwrite new and renewal cases ranging from £10k GWP to high-value risks
- Actively support both new business and existing business
- Engage regularly with national and local brokers to build long-term partnerships
- Apply a balanced approach to underwriting-combining technical insight with commercial judgement
EXPERIENCE
- 2-3 years minimum in commercial underwriting, ideally across Property, Liability, and Combined
- Experience with UK-based commercial risks and broker distribution
- Composite insurer background preferred, though strong MGA or binder-underwriting experience will be considered
- Solid understanding of trading with both large national and independent brokers
SKILLS
- Strong analytical and risk assessment capabilities
- Confident communicator with excellent broker-facing skills
- Commercial mindset with a focus on underwriting discipline
- Proficient in prioritising workloads and managing a varied case pipeline
- Technically sound in underwriting construction and combined commercial risks
If you have the relevant experience or know someone that does please contact me now on or email us at