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Principal Product Manager - Banking / Payments & FinTech
Midlands (Hybrid) | Technology / Software / Product-Led
Salary: DOE 90,000+ (Negotiable)
Join us in shaping the future of financial products.
Are you a product leader with a passion for building innovative, tech-driven payment solutions that make a real social impact? We're looking for a Principal Product Manager with a strong software and payments background, ideally from a challenger bank or fintech environment, to lead high-impact initiatives that empower underserved communities.
This is a senior, strategic role where you'll combine product vision, commercial acumen, and technical depth to deliver scalable solutions in a regulated environment.
What You'll Do
- Lead innovation in payments and digital financial products, with a clear focus on driving financial inclusion.
- Own the end-to-end product lifecycle, from ideation and discovery through launch, optimisation, and scale.
- Identify emerging technology and market trends, shaping a long-term product strategy that drives growth and engagement.
- Provide commercial ownership, ensuring products deliver strong ROI and measurable business value.
- Collaborate cross-functionally with Engineering, IT, PMO, Marketing, Compliance, and Business Operations to deliver seamless, user-centric experiences.
- Inspire and influence teams through a compelling product vision, acting as a senior product leader within the organisation.
- Ensure strong understanding of and adherence to payments regulation and industry standards.
- Lead the development and execution of go-to-market strategies for new and enhanced products.
- Use data-driven insights to continuously optimise product performance and inform future development.
What We're Looking For
- Proven experience as a Product Manager in a challenger bank, fintech, or payments-led organisation.
- Strong track record of delivering customer-centric, scalable digital products that solve real problems.
- Deep understanding of payments infrastructure, processes, and emerging innovation trends.
- Experience working effectively with cross-functional, multi-disciplinary teams in fast-paced environments.
- Comfortable operating in a regulated industry, balancing innovation with compliance.
- Demonstrated success bringing products to market and driving adoption and engagement.
- Excellent stakeholder management, communication, and leadership skills.
- Strategic thinker with a genuine passion for technology-led innovation and social impact.
DCS Recruitment and all associated companies are committed to creating a working environment where diversity is celebrated and everyone is treated fairly, regardless of gender, gender identity, disability, ethnic origin, religion or belief, sexual orientation, marital or transgender status, age, or nationality
