We are currently working exclusively with a successful financial services business who wish to appoint a Senior Underwriter (specialist lending). Reporting to Head of Underwriting the role of Senior Underwriter (specialist lending) will play a business critical role in assessing short-term mortgage applications to make informed lending decisions. Further responsibilities for Senior Underwriter (specilaist lending) include…
- Review & assess short-term mortgage applications with a focus on specialist lending, bridging (regulated and non-regulated), development and commercial loans
- Analyse all information to assess risk levels
- Apply established underwriting guidelines and procedures to evaluate applications
- Identify the potential risks and challenges with applications and propose risk mitigation strategies
- Collaborate with internal stakeholders to ensure efficient decision making processes
- Stay updated on market trends and regulatory changes to inform underwriting decisions
The Company:
- A successful, award-winning & growing financial services business
The Person:
- c5 years of relevant underwriting experience in specialist mortgage underwriting (e.g. BTL, bridging, commercial and/or development lending etc.)
- Regulatory and compliance knowledge related to banking and underwriting (KYC, AML etc.)
- Strong analytical skills and evaluating risk to make informed decisions
- Ability to solve problems with a strong attention to detail
- Excellent interpersonal skills with the ability to work with effectively with internal and external stakeholders
- A clear and concise communicator
Salary:
£55k - £70k plus bonus, pension, 30 days, gym, free parking, hybrid/flexible working, relocation package available