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Job Title: Senior Mortgage & Protection Adviser
Location: Gloucestershire (Cheltenham Head Office – Hybrid Working Available)
Employment Type: Full-Time, Permanent
About the Role
We are working with a well-established, privately owned financial planning firm who is seeking an experienced and commercially astute Senior Mortgage Adviser to join their team. This is a key role for an ambitious mortgage professional who wants to take the lead on mortgage and protection advice within a successful and growing business.
The position offers a high degree of autonomy, enabling you to manage your own caseload while also acting as the senior authority on mortgage strategy and advice. You’ll work closely with Financial Planners and another Mortgage Planner to deliver tailored mortgage and protection solutions to a loyal client base, while also driving business growth in this area.
This is an employed position offering a competitive base salary, performance-related bonus, and an excellent benefits package. You will be based in Cheltenham, with the flexibility to work from home and attend client meetings across Gloucestershire.
Key Responsibilities
- Provide expert, independent mortgage and protection advice tailored to clients’ needs and objectives.
- Build long-term, trusted relationships with clients, colleagues, and key stakeholders.
- Lead on mortgage strategy and best practice within the business, acting as the senior subject matter expert.
- Collaborate with Financial Planners to identify opportunities and ensure a seamless client experience.
- Prepare thoroughly for client meetings and produce compliant, timely documentation.
- Keep up to date with market developments, regulatory changes, and product innovation.
- Manage the full mortgage application process, guiding clients from start to finish.
- Maintain strong relationships with lenders, estate agents, and other professional partners.
Essential Skills & Experience
- CeMAP or CII Certificate in Mortgage Advice (or equivalent).
- Protection qualification with current authorisation to advise.
- Proven experience delivering mortgage and protection advice.
- Excellent communication skills with the ability to simplify complex information.
- Strong commercial awareness and in-depth understanding of the UK mortgage market.
- Highly organised, detail-oriented, and self-motivated.
- Confident using IT systems and comfortable working in a hybrid environment.
Desirable Skills & Experience
- Certificate in Regulated Equity Release (CeRER) or equivalent.
- Experience advising on equity release products.
Salary & Benefits
- Competitive base salary (negotiable depending on experience)
- Excellent bonus scheme
- 8% non-contributory pension scheme
- Private medical insurance
- Cashplan
- Income protection
- Critical illness cover
- Death in service benefit
- Parking allowance
- Generous holiday allowance (increasing with length of service)
If you’re an experienced Mortgage Adviser ready to step into a senior role with influence, autonomy, and excellent long-term prospects, we’d love to hear from you.
