Back to search
Inherit Established HNW Client Bank
Client Base: £300k Recurring Income from Retiring Adviser’s Client Bank
About the Opportunity
This is an exceptional chance for an experienced Financial Adviser or Wealth Planner to inherit a highly valuable, long-standing book of high-net-worth clients from a retiring adviser. Based in Epsom, Surrey, you’ll step straight into managing £300k of recurring fee income—with no cold calling or new business development required. You'll work with affluent, loyal clients, delivering holistic financial planning with the full backing of in-house paraplanners and administrators.
If you enjoy building meaningful, long-term client relationships but want to avoid the constant chase for new business, this could be the perfect next step in your career.
The Financials
- Base Salary: Up to £75,000 (dependent on experience)
- Bonus Structure:
- 3.5x validation (£262,500) against the inherited £300k recurring fee income
- 30% payout on fees generated over validation
- First year’s OTE: £86,250 — with zero new business required
- Benefits: Competitive package including pension, study support, and flexible working
The Role
- Take over and manage an established portfolio of high-net-worth clients
- Provide holistic, whole-of-market advice across pensions, investments, protection, and estate planning
- Conduct thorough annual reviews and ensure clients' evolving needs are met
- Collaborate with paraplanners and admin staff for seamless client servicing
- Work closely with the retiring adviser to ensure a smooth handover and continuity of care
- Optionally grow your portfolio further through referrals and introductions
About You
- At least 4 years’ experience providing holistic financial advice
- Level 4 Diploma in Financial Planning (minimum), ideally working towards Chartered
- CAS status preferred
- Strong relationship management skills with a client-first mindset
- Comfortable advising HNW clients on complex needs
- Open to candidates from both IFA and restricted models (e.g., SJP backgrounds welcome)
Why Join Us?
- Inherit an established, loyal HNW client bank—£300k recurring income
- No cold calling, no pressure for new business targets
- Full paraplanning and administrative support
- Excellent on-the-job training, including technical skills development
- Flexible working: hybrid options with more home than office time
- Join a respected, stable firm with a track record of looking after both clients and staff
Interested?
If you're ready to step into a rewarding, client-focused adviser role with strong earnings and minimal business development, we want to hear from you.
?? Send your CV and contact details to Ryan at Financial Divisions
