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Lead Credit Risk Analyst
Up to £50K
Yorkshire (Hybrid)
Key Responsibilities:
- Define and lead statistical analysis to review and optimise credit decision strategies, processes and models.
- Undertake ad-hoc analysis to inform business decisions and investigate specific risk issues.
- Plan and lead analytical projects ensuring timescales are met and quality is maintained.
- Lead the implementation of approved changes to the credit decisioning systems, acting as primary credit contact.
- Plan and lead the development new MI reports to meet business needs.
- Interpret MI to identify emerging trends, risks and opportunities. Communicate these to senior management to inform and influence business decisions.
- Support business wide projects and other departments with credit risk expertise and analysis.
- Provide support and training for senior/credit risk analysts
- Identify and implement continuous improvement initiatives to increase efficiency, resolve issues and/or improve business performance.
- Ensure compliance with all applicable UK and local regulations, Company Policies and FCA Conduct Rules
Key Requirements:
- Minimum 5 years' experience in data analytics
- In depth knowledge of the credit customer lifecycle
- Good working knowledge of credit systems and data
- Good understanding of Credit Reference Agency data and its application.
- Awareness of applicable consumer credit regulation.
- Advanced skills in data manipulation and analytical techniques.
- Ability to derive and communicate insight from data/Management Information.
- Competent in Microsoft Office, Advanced Excel
- Advanced SAS/SQL capability
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*No sponsorship can be provided*
Applicants must be located and eligible to work in the UK without sponsorship. Please note, should feedback not be received within 28 days, unfortunately your application has been unsuccessful. In applying for this role, you may be registered on our database so we can contact you about suitable opportunities in future. Your data will be managed in accordance with our Privacy Policy, which can be found on our website. If you would like this job advertisement in an alternative format, please contact MERJE directly.
