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Credit Portfolio Analyst

Harnham - Data & Analytics Recruitment
Posted a day ago, valid for 2 days
Location

London, Greater London EC1R 0WX

Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The Credit Portfolio Analyst position offers a salary of up to £50,000 and is based in London with a hybrid work model.
  • This role is with a reputable challenger bank focused on savings, mortgages, business banking, and motor finance.
  • Key responsibilities include developing credit risk strategies, implementing scorecard models, and analyzing portfolio trends for actionable insights.
  • Candidates should have strong experience as a credit risk analyst in a bank or fintech, with a focus on credit strategy and scorecard development.
  • A mathematical degree and proficiency in SAS, along with ideally Python, are required for this position.

Credit Portfolio Analyst

Up to £50,000

London

Hybrid

The Company

An excellent opportunity a reputable challenger bank who are focused on delivering both savings, mortgages, business banking, and motor finance to their customers. This role will be sitting in the 2nd line delivering portfolio insights, developing scorecard models, overseeing model implementation, and developing lending strategies.

The Role

As a Credit Portfolio Analyst, you will be:

  • Developing and implementing credit risk strategies across different portfolios with the focus on mortgages.
  • Developing scorecards for originations/acquisitions
  • Implementation of scorecard models for the business
  • Overseeing the model development and implementation across the banks portfolios
  • Analysis of portfolio trends for actional insights for senior stakeholders
  • Using SAS and Python daily in this role.

Your skills and experience

For you to be successful as a Credit Portfolio Analyst, you will need:

  • Strong experience working as a credit risk analyst for another bank/fintech
  • Exposure working on credit strategy development and/or scorecard development
  • Experience using SAS and ideally python
  • Strong communication and teamwork skills.
  • Mathematical degree

Benefits

Up to £50,000 + competitive benefits package

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.