Our client, a national mortgage brokerage is currently recruiting an experienced Commercial Finance Broker to join their growing team at their Macclesfield offices.The Commercial Broker plays a pivotal role in connecting borrowers with lenders, facilitating loans that enable businesses to thrive and expand. You will act as an intermediary, offering expert guidance and tailored financial solutions to meet the diverse needs of their clients, which range from small business owners looking for prime office space to large corporations seeking substantial property investments.Responsibilities & Duties
- Building and maintaining relationships with clients, understanding their financial needs and goals, and providing expert advice on commercial mortgage products.
- Prospecting for new clients and developing inbound leads through various channels.
- Maintaining strong relationships with lenders, understanding their lending criteria, and accessing a wide range of loan products.
- Assisting clients with the loan application process, gathering necessary documentation, and submitting applications to lenders.
- Negotiating favourable loan terms with lenders, including interest rates, loan amounts, and repayment schedules.
- Analysing a client's financial situation, assessing their ability to repay the loan, and determining the appropriate loan amount and repayment schedule.
- Staying up-to-date on the current commercial mortgage market conditions, including interest rates, loan products, and lender offerings.
- Helping clients navigate challenges during the loan application process, such as eligibility requirements or paperwork issues.
- The ability to effectively communicate with clients and lenders, build rapport, and negotiate effectively.
- A solid understanding of commercial mortgage products, lending criteria, and market Sales and business development experience:
- The ability to prospect for new clients and develop business relationships.
- The ability to secure favourable terms with lenders.
- The ability to troubleshoot issues that may arise during the loan application process.
- A good understanding of the commercial real estate market and the financial regulations that govern commercial mortgages.
Qualifications & Skills
- Bachelor's degree in finance, business, or a related field
- Professional certification such as CeMap
- Extensive experience in commercial real estate financing
- Proven track record of successfully closed deals
- Strong network of industry contacts
- Proficiency in financial software and tools
- Excellent communication and interpersonal skills
- Minimum of 2 years of experience in mortgage brokering or a related field
- Proficiency with mortgage software and Microsoft Office Suite
- Strong analytical and problem-solving abilities
- Effective written and verbal communication skills