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Job title: Commercial SME Underwriter
Salary: £40,000
Location: Manchester
PURPOSE OF ROLE
Lawes Consulting is recruiting two Commercial SME Underwriters for a growing Manchester team. One role requires 5+ years' SME underwriting or trading experience; the other suits candidates with 1-2 years' experience keen to develop. Both will underwrite diverse SME risks, build broker relationships, and work in the Manchester office at least three days a week to support team collaboration and growth.
RESPONSIBILITIES
- Underwrite a broad range of SME commercial risks with sound risk assessment
- Manage new business and renewals efficiently to meet agreed targets
- Develop and maintain effective trading relationships with brokers
- Collaborate with team members to support business growth objectives
- Ensure underwriting decisions comply with company guidelines and risk appetite
- Represent the business professionally in all client and broker interactions
DAY-TO-DAY
- Review, assess, and price SME commercial insurance risks
- Engage regularly with brokers to negotiate terms and provide underwriting support
- Handle daily trading activities and maintain an active case portfolio
- Monitor market trends and identify new business opportunities
- Participate actively in team meetings and strategy discussions
EXPERIENCE
- For the senior position: Minimum 5 years' underwriting experience in trading or a related field
- For the junior role: 1-2 years' experience with a proven ability to learn and develop quickly
- Proven ability to manage a varied portfolio of SME risks
- Experience working with brokers in a fast-paced, target-driven environment
- Strong understanding of underwriting disciplines, risk assessment, and pricing
SKILLS
- Excellent communication and negotiation skills
- Strong analytical and decision-making abilities
- Ability to work independently and collaboratively within a team
- Proactive, organised, and able to manage multiple priorities
- Commercially focused with a commitment to delivering quality outcome
If you have the relevant experience or know someone that does please contact me now on 07441 922 901 or email us at
