Credit Risk Manager

Role: Credit Risk Manager

Location: England (travel to Nottingham office once a quarter - to business needs)

Salary: £65,000-£70,000 DOE + benefits

Hours: 37.5 Mon-Fri

My client is lookig for an experience Credit Risk Manager to join their growing team. They provides solutions for customers who need flexible and affordable options for their s financial needs. Great role for a stand alone Credit Risk Manager to join their commercial team reporting to Head of Workforce.

Core Responsibilities of the Credit Risk Manager:

• Extensive hands-on experience with credit scores and scorecards, including development, validation, and monitoring of both custom and bureau-based scoring models.
• Experience working with credit bureau data for credit strategy development, model enhancement, and risk segmentation.
• Design and implement advanced statistical models to assess credit risk, optimise credit scoring, and enhance underwriting strategies.
• Develop and maintain predictive models such as Probability of Default (PD) to forecast customer behaviour and support credit decisioning.
• Perform exploratory data analysis and data cleaning to ensure high-quality inputs for model development.
• Lead A/B testing and controlled experiments to assess the effectiveness of credit strategies and policies.
• Translate complex data insights into actionable recommendations for stakeholders through clear, concise presentations.

Requirements for the Credit Risk Manager role:

• Degree in relevant subject (Data Science, Statistics, Economics or similar degree) (Essential)
• Experience in the Financial Services Industry (Essential)
• Experience working with large data sets (Essential)
• Proficiency in Python, R, SQL or other programming languages (Essential)
• Proficiency in Excel (Essential)
• Ability to communicate technical insights to non-technical audiences effectively (Essential)
• Detail-oriented and process-driven with a focus on continuous improvement (Essential)
• Comfortable working in a fast-paced, evolving environment (Essential)
• Experience working with credit bureau data (highly preferred)
• Experience using Salesforce and data visualisation tools (Preferable)

What we offer:

• Competitive salary - based on experience.
• 25 days annual holiday (rising by 1 each year to 30) + Banks Holidays.
• A great work life balance with flexible working options.
• Long term progression in a growing company.
• Private Healthcare.

Please follow the link to apply for this Credit Risk Manager role.