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Credit Risk Manager

Hays Specialist Recruitment Limited
Posted a day ago, valid for 10 hours
Location

Nottingham, Nottinghamshire NG42QU, England

Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

info
  • The company is a personal finance lender seeking a skilled professional with extensive hands-on experience in credit scores and scorecards.
  • The ideal candidate should have a degree in a relevant field and experience in the Financial Services Industry, particularly with large data sets.
  • Proficiency in programming languages such as Python, R, or SQL, as well as Excel, is required, along with the ability to communicate technical insights effectively.
  • The role offers a competitive salary based on experience, 25 days of annual holiday, and a great work-life balance with flexible working options.
  • Candidates should have at least several years of relevant experience, particularly in working with credit bureau data.

Your new companyMy client are a personal finance lender who work with a variety of customers who need flexible and affordable short-term finance. Your new roleWe are seeking a skilled professional with extensive hands-on experience in credit scores and scorecards. The ideal candidate will have expertise in developing, validating, and monitoring both custom and bureau-based scoring models. Key responsibilities include:

  • Working with credit bureau data (e.g., TransUnion, Experian) to develop credit strategies, enhance models, and segment risk.
  • Designing and implementing advanced statistical models to assess credit risk, optimize credit scoring, and improve underwriting strategies.
  • Developing and maintaining predictive models such as Probability of Default (PD) to forecast customer behaviour and support credit decisioning.
  • Performing exploratory data analysis and data cleaning to ensure high-quality inputs for model development.
  • Leading A/B testing and controlled experiments to evaluate the effectiveness of credit strategies and policies.
  • Translating complex data insights into actionable recommendations for stakeholders through clear, concise presentations.

What you'll need to succeed

  • Degree in a relevant subject such as Data Science, Statistics, Economics, or a similar field
  • Experience in the Financial Services Industry
  • Experience working with large data sets
  • Proficiency in Python, R, SQL, or other programming languages
  • Proficiency in Excel
  • Ability to communicate technical insights effectively to non-technical audiences
  • Detail-oriented and process-driven with a focus on continuous improvement
  • Comfortable working in a fast-paced, evolving environment
  • Experience working with credit bureau data (Preferred / not essential)
  • Experience using Salesforce and data visualisation tools (Preferred / not essential)

What you'll get in return

  • Competitive - based on experience.
  • 25-days annual holiday (rising by 1 each year to 30) + Bank Holidays.
  • A great work-life balance with flexible working options.
  • Long-term progression in a growing company.
  • Private Healthcare.

What you need to do nowIf you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.

Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk

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In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.