Your new companyMy client are a personal finance lender who work with a variety of customers who need flexible and affordable short-term finance. Your new roleWe are seeking a skilled professional with extensive hands-on experience in credit scores and scorecards. The ideal candidate will have expertise in developing, validating, and monitoring both custom and bureau-based scoring models. Key responsibilities include:
- Working with credit bureau data (e.g., TransUnion, Experian) to develop credit strategies, enhance models, and segment risk.
- Designing and implementing advanced statistical models to assess credit risk, optimize credit scoring, and improve underwriting strategies.
- Developing and maintaining predictive models such as Probability of Default (PD) to forecast customer behaviour and support credit decisioning.
- Performing exploratory data analysis and data cleaning to ensure high-quality inputs for model development.
- Leading A/B testing and controlled experiments to evaluate the effectiveness of credit strategies and policies.
- Translating complex data insights into actionable recommendations for stakeholders through clear, concise presentations.
What you'll need to succeed
- Degree in a relevant subject such as Data Science, Statistics, Economics, or a similar field
- Experience in the Financial Services Industry
- Experience working with large data sets
- Proficiency in Python, R, SQL, or other programming languages
- Proficiency in Excel
- Ability to communicate technical insights effectively to non-technical audiences
- Detail-oriented and process-driven with a focus on continuous improvement
- Comfortable working in a fast-paced, evolving environment
- Experience working with credit bureau data (Preferred / not essential)
- Experience using Salesforce and data visualisation tools (Preferred / not essential)
What you'll get in return
- Competitive - based on experience.
- 25-days annual holiday (rising by 1 each year to 30) + Bank Holidays.
- A great work-life balance with flexible working options.
- Long-term progression in a growing company.
- Private Healthcare.
What you need to do nowIf you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.
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