In this exciting role, you'll provide expert guidance onBuy to Let (BTL) finance, ensuring our customers receive the best financial solutions tailored to their needs. You'll also play a key role in promoting Islamic Bridge Finance, expanding our product offerings.
Key Accountabilities
- To oversee both Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications to completion, adhering to SLAs.
- Provide tailored product, term, and payment recommendations based on customer needs and circumstances.
- Ensuring all finance applications adhere to policy and criteria.
- Deliver high-quality, compliant customer service.
- Conduct extensive due diligence on applications and assess risk.
- Achieve individual targets and contribute to the overall performance of the business, minimising risk.
- Continuously develop market and regulatory knowledge.
- Deliver continuous management information (MI), monitoring lead sources and their results.
- Generate leads and track potential customers to achieve new business goals.
- Achieve and maintain competence through continued professional development requirements.
- Comply with the principles of Conduct Risk, Treating Customers Fairly, and Consumer Duty regulations
Essential Skills and Experience:
- Previous experience in home Finance, mortgage lending, or related fields.
- Experience in advising clients on home purchase plans (HPP) or similar financial products.
- Proficient in computer use with the ability to navigate common IT systems.
- Strong organisational and time management abilities with the capacity to prioritise tasks.
- Understanding of the UK mortgage and Islamic finance market.
- Knowledge of regulatory requirements and industry best practices related to home finance and mortgage lending.
- Commitment to upholding ethical standards and promoting sharia-compliant financial solutions.
- A collaborative team player with strong relationship building skills who is motivated, proactive and highly engaged.
- CeMap or equivalent.
