Mortgage Loan Officer

Job DetailsJob Location: ALEXANDRIA, VA 22312Salary Range: $67,500.00 - $67,500.00 Base+Commission/monthJob Purpose: - The Mortgage Loan Officer at SPECTRA CREDIT UNION is responsible for assisting clients in securing mortgage loans by evaluating their financial information, providing expert guidance, and ensuring a seamless loan application process. This role is pivotal in helping clients achieve their homeownership dreams while contributing to the growth and success of the credit union. Key Responsibilities: - Develop and maintain strong relationships with clients to understand their mortgage loan needs and financial objectives. - Evaluate clients' financial information, including credit history, income, and assets, to determine loan eligibility. - Provide expert advice on various mortgage products and guide clients in selecting the best options tailored to their needs. - Ensure accurate and timely completion of loan applications and documentation, adhering to all regulatory and compliance requirements. - Collaborate with underwriters and other internal teams to facilitate the loan approval process. - Stay informed about the latest mortgage industry trends, regulations, and products to provide up-to-date information to clients. - Proactively identify and pursue new business opportunities to expand the credit union's mortgage portfolio. - Deliver exceptional customer service by addressing client inquiries and resolving any issues promptly and professionally. QualificationsRequired Education: - Bachelor's degree in Finance, Business Administration, or a related field. Required Experience: - Minimum of 3 years of experience in mortgage lending or a related financial services role. - Proven track record of successfully originating and closing mortgage loans. - Experience working with a variety of mortgage products and services. - Familiarity with federal and state mortgage regulations and compliance requirements. Required Skills and Abilities: - Strong analytical skills with the ability to assess financial information and credit reports. - Excellent communication and interpersonal skills to effectively interact with clients and team members. - Proficiency in mortgage loan origination software and Microsoft Office Suite. - Ability to work independently and manage multiple priorities in a fast-paced environment. - Strong negotiation skills and the ability to build and maintain relationships with clients and partners. - Detail-oriented with a high level of accuracy in documentation and data entry.