Description
The Mortgage Loan Officer Assistant supports loan officers in the end-to-end mortgage loan process鈥攆rom pre-qualification through closing. This role ensures timely and accurate handling of loan documentation, client communication, and system updates, contributing to a seamless borrower experience and efficient loan pipeline management.
Key Responsibilities:
Loan Processing Support
路 Assemble and verify loan documents for completeness and accuracy.
路 Order and track third-party items (e.g., VOEs, appraisals, title work).
路 Calculate income using pay stubs, W-2s, tax returns, and other documentation.
路 Confirm assets and liabilities against application and supporting documents.
路 Monitor credit activity using tools like Undisclosed Debt Monitor.
路 Assist with obtaining documentation needed to obtain a clear to close.
Client & Team Communication
路 Serve as a liaison between loan officers, borrowers, settlement agents, and internal departments.
路 Conduct weekly pipeline calls with assigned MLOs.
路 Provide timely updates to clients and referral partners.
Compliance & Documentation
路 Send initial disclosures to loan applicants.
路 Review Loan Estimates (LE) and Closing Disclosures (CD).
路 Ensure compliance with TRID, TIL, and Change of Circumstance regulations.
System & Administrative Tasks
路 Maintain accurate records in Encompass and other mortgage systems.
路 Run AUS findings (DO and LP) and ensure documentation matches system inputs.
路 Coordinate closings.
路 Perform general administrative duties.
Requirements
路 Minimum 2 years experience in mortgage loan processing or assistance. 聽At least 8 years preferred. 聽
路 Proficiency in Encompass, Microsoft Outlook, Word, Excel, and loan origination systems.
路 Strong understanding of conventional and government loan products (FHA/VA).
路 Knowledge of investor guidelines and mortgage compliance regulations.
路 Excellent organizational, communication, and problem-solving skills.
路 Ability to manage a pipeline of 40+ loans independently and collaboratively.
路 Must be in the Savannah, GA area and willing to work on-site Monday-Friday 9a-5p.聽
Preferred Skills
路 NMLS license or willingness to obtain.
路 Experience with CRM systems and document management platforms.
路 Familiarity with underwriting guidelines and closing procedures.
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AAP/EEO Statement: Equal Opportunity/Affirmative Action Employer Veterans/Disabled.
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