Underwriter

Starr Insurance Companies is a leading insurance and investment organization, providing commercial property and casualty insurance, including travel and accident coverage, to almost every imaginable business and industry in virtually every part of the world.

Cornelius Vander Starr established his first insurance company in Shanghai, China in 1919. Today, we are one of the world’s fastest growing insurance organizations, capable of writing in 128 countries on 6 continents.

Job Summary:

The Middle Market Commercial Casualty Underwriter is responsible for evaluating, analyzing, and underwriting risks for middle market businesses within the commercial casualty segment. This professional collaborates with brokers, agents, and internal teams to develop and maintain profitable portfolios while delivering exceptional customer service and technical expertise.

Key Responsibilities:

• Assess, analyze, and underwrite new and renewal submissions for middle market commercial casualty accounts (General Liability, Auto, Workers Compensation, Excess Liability, and related coverages).

• Review applications, loss histories, financial statements, and other relevant information to evaluate risk acceptability and pricing.

• Develop strong relationships with brokers, agents, and other business partners, providing expertise and responding to inquiries in a timely manner.

• Negotiate terms, conditions, and pricing to ensure profitability and compliance with company guidelines and regulatory requirements.

• Collaborate with loss control, claims, actuarial, and other internal teams to understand risk characteristics and trends.

• Monitor and manage portfolio performance, including hit ratios, retention, loss ratios, and growth metrics.

• Stay informed about industry trends, market conditions, and emerging risks to inform underwriting decisions and product development.

• Assist with training, mentoring, and development of junior underwriters as needed.

Qualifications:

• Bachelor’s degree or equivalent experience; concentration in insurance, business, finance, or related field preferred.

• 3+ years of commercial casualty underwriting experience, preferably within middle market segment.

• Thorough understanding of commercial casualty lines (GL, Auto, WC, Excess Liability).

• Strong analytical, decision-making, and negotiation skills.

• Excellent written and verbal communication skills.

• Ability to build and maintain effective relationships with distribution partners and colleagues.

• Proficiency in common underwriting technology platforms and Microsoft Office Suite.

• Professional designations (CPCU, AU, ARM) a plus.

Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.