Salaried Mortgage LOA - Must have direct experience

We have the perfect opportunity for you to earn a six-figure+ income while doing what you love: helping clients get to the closing table. This is NOT a traditional loan officer role – see below.

About the Role

Federal Hill Mortgage is seeking an experienced Loan Officer who would serve as a high-level Loan Officer Assistant to Maryland’s official #1 producing Loan Officer Tammy Saul. The perfect candidate is one who thrives in a client-facing, solutions-driven role. This is a full-time, salaried position based at our Baltimore City office (Federal Hill neighborhood). We already have an abundant and steady stream of qualified clients—you handle the application, approval, and loan process from start to finish. You must have direct and recent experience as a Mortgage Loan Officer or Mortgage Loan Officer Assistant.

There is no requirement to bring in your own business. If you’re detail-oriented, process-savvy, and love helping borrowers succeed, this is your chance to do what you do best—without the pressure of prospecting.

What You’ll Do

• Take incoming loan applications and work directly with clients to structure and pre-approve home loans
• Coach borrowers who need guidance to become mortgage-ready
• Oversee each file through processing and underwriting until it closes
• Analyze credit, income, and assets to structure loans that align with FHA, VA, USDA, and Fannie Mae guidelines
• Run DU, stack and submit files, request conditions, and clear them efficiently
• Communicate clearly with borrowers, Realtors, and team members throughout the loan process
• Track milestones, stay organized, and follow up meticulously

Job requirements

• 5+ years of recent mortgage experience (as a Loan Officer or Loan Officer Assistant)
• At least 2 years of experience working with purchase loans
• Strong knowledge of loan structuring and problem-solving skills
• Ability to work independently and handle multiple files in a fast-paced, team-oriented environment
• Must be located within commuting distance of Baltimore, MD (Federal Hill office) at time of application — this is an in-office position

Why Join Us

Tammy Saul is Maryland’s official #1 producing loan officer and growing fast with presently more business than she/we can handle. We offer a stable, long-term career path with competitive pay, a collaborative team culture, and built-in client flow. If you’re ready to leave the grind of chasing leads behind and focus on your strengths, we want to hear from you.