The Senior Commercial Underwriter within the CUW Center of Excellence operates in a regional, transversal capacity, enabling and elevating the underwriting capabilities of distribution teams across the organization by driving governance, portfolio intelligence, product management, and process excellence. The CUW COE acts as the strategic backbone of commercial underwriting, ensuring consistency, quality, and alignment with Group and Regional standards across all teams that execute underwriting in the field.
	Key Responsibilities and Duties
	Commercial Underwriting processes & governance: Support and coach distribution teams and front-line commercial underwriters in structuring and pricing complex policies—without owning the transaction. Develop and deliver underwriting training programs, technical guides, and reference materials to elevate expertise across the business. Monitor adherence to CUW governance standards and drive adoption of G-Comm Rules by all underwriting teams. Manage CUW authority letters, including the training, assessment, and approval process for distribution teams. Serve as the subject matter expert on Commercial Systems, facilitating process optimization and operational efficiency across underwriting practices. Act as the point of contact for GCC relationship management and the overall KYC process. Execute and maintain monthly reporting routines to ensure transparency and accountability. Portfolio Steering: Leverage data-driven insights to support portfolio steering activities, including the management of CUW dashboards and trend analyses in collaboration with Group Commercial and Regional/Local underwriting teams. Manage policy color trends, coordinate the Red Policies Committee, and steer Green Policies initiatives to ensure portfolio health. Product Management: Lead the product management lifecycle from a CUW perspective: go-to-market strategy, Commercial Systems implementation, pricing framework alignment, stakeholder training, and communication. Ensure new products and pricing updates are consistently adopted across distribution channels. Others: Participate in cross-functional assignments, strategic initiatives, and transformation projects as needed.
	Required Qualifications and Skills
	5-8 years of related work experience. Bachelor's degree in Business Administration, Finance, Data Science, or a related field. Demonstrated experience in commercial underwriting or a related area, with a strong understanding of underwriting principles and practices. Proficiency in data analysis and visualization tools (e.g., Excel, Power BI) to support decision-making processes. Strong analytical skills with the ability to interpret complex data sets and provide actionable insights. Excellent communication and interpersonal skills, with the ability to collaborate effectively across teams and departments. Detail-oriented with strong organizational skills and the ability to manage multiple tasks simultaneously. Experience in process optimization and digital transformation initiatives within the insurance industry. Familiarity with Allianz's underwriting processes, systems, and governance frameworks is highly desirable.

Looking for candidates that possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes.

(Generative) Artificial Intelligence or GenAI or AI
Data Analysis
(Microsoft) Copilot
ChatGPT

Total compensation range:

$85,000 - $105,000

Placement within the range provided above is based on the individual’s relevant experience, skills for the role, and location. Salary ranges are only one component of our total compensation package.

Benefits:

We value your goals and needs, at work and in life. As an associate, you’ll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you.

Featured employee benefits to enrich your life:

· Competitive compensation

· Annual bonus eligibility and/or commission structure opportunities

· 401(k) discretionary match of up to 6%

· Flexible work schedules

· Health and wellness benefits

· Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off

· Tuition Reimbursement

· Family care resources, including fertility and adoption benefits

Learn more about our benefits here:

https://rcmd-connect.com/allianztrade/

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Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.

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Senior Commercial Underwriter