MORTGAGE SERVICING SPECIALIST

Job DetailsJob Location: EAGLE STATION - Carson City, NV 89701Position Type: Full TimeJob Category: MortgageGreater Nevada Mortgage is currently a top mortgage lender in the Northern Nevada market.  Loans with Greater Nevada Mortgage are processed, underwritten, and funded locally in Northern Nevada.  Moreover, we are the only mortgage company in Northern Nevada that actually services home loans locally as well. With pride, we strive to make a difference in the lives of our members and the communities they live in through financial inclusion, education, and empowerment. Why? Simply because we believe that together, we Live Greater.  To do this, we practice C.A.R.E. with our Values: We Care Genuinely. We build relationships because we know that we are Greater Together. We Stay Trustworthy as we serve our communities. "Be Bright" rings in our ears as we find custom solutions that meet our members' needs. We Inspire One Another, our members, and our communities to re-imagine what Living Greater can be. In every moment, we Enjoy the Experience. It's what has made the last 70 years greater and what we carry into the future as we continue to serve. These values have guided us to become the largest Nevada-based credit union to touch the lives of more than 88,500 members and thousands upon thousands of people through our community and philanthropic work.   If you’re enthusiastic, collaborative, and ready to make an impact, we’d love to meet you!    About The Position The Mortgage Servicing Specialist is responsible for providing support to all aspects of mortgage servicing including customer service, account administration, cash management, investor reporting, escrow maintenance, loss mitigation, default management and liquidation. Timely and accurate task completion is essential to the servicing of our customer accounts. This position works closely with other departments in the organization and must maintain high quality service standards.     What You'll Be Doing Ensure prompt and accurate application of mortgage loan payments received which also include payoff transactions. Resolve servicing concerns including error resolution by understanding the customers concern, determining root cause, and providing the best solution to the customer. This includes escalations to management as needed. Perform account administration functions including producing required notice mailings to borrowers, loan onboarding, ARM adjustments, property preservation, and lien releases. Perform escrow management including balancing and payment of property taxes, hazard insurance, flood insurance, and private mortgage insurance. This also includes working closely with borrowers to manage insurance loss draft claims. Perform default management functions including investor reporting and supporting borrowers through loss mitigation, foreclosure, and other hardship solution options based on investor guidelines. Monitor and ensure proper task execution for bankruptcy filings. Stay educated on investor guideline updates and work with management to ensure updates are documented timely within company procedures. Qualifications 6 months Customer service experience required  Mortgage Servicing experience preferred  Loss Mitigation or Collections experience preferred Payment processing and balancing experience preferred  Effective written and verbal communication skills Proficiency with Microsoft Programs (Word/Advanced Excel/Outlook) Strong ability to multi-task Demonstrate a high level of attention to detail when performing all job functions Time management skills and organizational skills when gathering information and processing documentation Previous work experience demonstrates a positive fit into the Greater Nevada Mortgage culture Skills & Competencies Strong oral and written skills in order to communicate effectively with borrowers, other business units, and vendors. Strong attention to detail. Ability to multi-task and work independently. Strong analytical, organizational, and problem-solving skills. Physical Demands While performing the duties of your job, you may regularly be required to sit and use a keyboard, multiple monitors, mouse, and telephone (including repetitive motions with hands, fingers, arms, etc.) for extended periods of time. You may also frequently be required to stand, walk, and reach with hands and arms, bend, and kneel. You may occasionally be required to lift and/or move up to 20 pounds. Location and Travel Requirements Greater Nevada Mortgage Eagle Admin  451 Eagle Station Lane Carson City, NV 89701 United States Located in an idyllic small community in beautiful Northern Nevada  Compensation & Benefits $35,500 - $55,000 based on experience. Medical, dental, and vision plans, where we cover 90% of employee costs and about 75% of the costs for their dependents Health Savings Account contributions Supplemental insurance and life insurance plans Paid time off, including vacation and sick time, 12 annual paid holidays, 2 floating holidays, 1 floating wellness day and sabbatical leave after every seven years of employment Paid time to volunteer and make a contribution to the community Employee product and service discounts  Greater Nevada is an Equal Opportunity Employer Employment at Greater Nevada is based solely on a person's merit and qualifications directly related to professional competence. Greater Nevada prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.   This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.Qualifications