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Explore how you can contribute at AmeriLife.

For over 50 years, AmeriLife has been a leader in the development, marketing and distribution of annuity, life and health insurance solutions for those planning for and living in retirement.

Associates get satisfaction from knowing they provide agents, marketers and carrier partners the support needed to succeed in a rapidly evolving industry.

Job Summary

AmeriLife is in the midst of an exciting and significant transformation of its operational infrastructure to better serve the evolving needs of its stakeholders across the country. As such, we’re looking for a Commissions Analyst to help us continue pushing our ambitious roadmap forward.

The Commissions Analyst is a key contributor to the accuracy, timeliness, and control discipline of AmeriLife’s commission operations. This role supports the end-to-end commission process, including carrier statement intake, commission file maintenance, calculation validation, exception research, payment support, adjustments, chargebacks, reconciliation, reporting, and inquiry resolution. The Commissions Analyst must bring strong analytical judgment, attention to detail, ownership, and the ability to interpret commission structures, hierarchy relationships, carrier requirements, affiliate arrangements, and payment rules. The Commissions team is responsible for ensuring commissions payable to supported affiliates, marketers, and agents are processed accurately, timely, consistently, and in alignment with carrier and affiliate contractual arrangements, internal controls, and operational standards.

Job Description

Key Responsibilities

Support the end-to-end commission processing lifecycle, including carrier statement receipt, data validation, commission file preparation, calculation review, payment support, correction processing, and post-payment reconciliation
Calculate, validate, and forecast agent, affiliate, and marketer commission expense for weekly and recurring payment cycles across multiple insurance carrier partners
Review commission data inputs, hierarchy relationships, payment levels, rate tables, carrier files, and calculation outputs to ensure accuracy and identify discrepancies requiring correction or escalation
Research, analyze, and resolve agent, affiliate, marketer, and carrier commission inquiries, disputes, reconciliation concerns, and exception items within service level expectations
Coordinate with Contracting, Finance, carriers, affiliates, marketers, and internal operations partners to resolve commission nonpayment, payment variance, hierarchy alignment, contract alignment, and compensation-related issues
Process and validate commission adjustments, chargebacks, corrections, balance reporting, and other payment-related updates in accordance with established procedures and approval controls
Ensure agent, agency, affiliate, marketer, and carrier payment levels are accurate in commission systems by cross-referencing control sheets, contracts, hierarchy documentation, carrier materials, and supporting operational records
Download, maintain, reformat, and load third-party and carrier commission files; identify missing, incomplete, or inconsistent file data and take appropriate follow-up action
Build, maintain, and analyze Excel-based reports using commission processing system data to support payment validation, exception management, productivity tracking, reconciliation, and operational reporting
Identify recurring commission issues, root causes, process gaps, and data quality concerns; document findings and recommend improvements to reduce future exceptions and inquiry volume
Support commission system updates, rate load testing, new carrier setup, file activation, and process changes related to commission modernization, workflow improvements, and system transitions
Maintain accurate documentation, audit support materials, and evidence of review in accordance with SOPs, compliance expectations, confidentiality requirements, and internal control standards
Assist with internal, external, carrier, finance, compliance, and audit requests as needed
Perform other duties as assigned

Required Qualifications

Bachelor’s Degree in Business, Finance, Accounting, Data Analytics, Operations, or related field preferred; equivalent related experience accepted
2+ years of experience in commissions, financial operations, insurance operations, carrier statement processing, reconciliation, contracting support, or other analytical operations environment preferred
Advanced Excel knowledge required, including the ability to validate large data sets, perform reconciliations, identify variances, and build reports to support payment accuracy and operational decision-making
Experience working with commission systems, carrier portals, workflow tools, CRM platforms, or financial operations systems preferred
Strong analytical, reconciliation, and problem-solving skills with the ability to research complex payment questions and determine appropriate resolution steps
Keen attention to detail and commitment to payment accuracy, documentation quality, and timely execution
Ability to interpret commission structures, rate schedules, payment levels, hierarchy relationships, carrier files, affiliate arrangements, and supporting contractual or operational documentation
Ability to work independently and collaboratively with Finance, Contracting, affiliates, marketers, agents, carriers, Technology, and operations partners
Insurance industry, agency operations, commissions, contracting, or financial services distribution experience preferred
Strong organizational, prioritization, multi-tasking, and time management skills in a high-volume, deadline-driven environment
Excellent verbal and written communication skills, including the ability to explain commission issues, findings, and resolution steps clearly
Desire to continuously learn, identify recurring issues, recommend process improvements, and support modernization of commission operations

What AmeriLife Offers

A comprehensive benefits package that includes PTO, medical, dental, vision, retirement savings, disability insurance, and life insurance.

Equal Employment Opportunity Statement

We are an Equal Opportunity Employer and value diversity at all levels of the organization. All employment decisions are made without regard to race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), sexual orientation, gender identity or expression, age, national origin, ancestry, disability, genetic information, marital status, veteran or military status, or any other protected characteristic under applicable federal, state, or local law. We are committed to providing an inclusive, equitable, and respectful workplace where all employees can thrive.

Americans with Disabilities Act (ADA) Statement

We are committed to full compliance with the Americans with Disabilities Act (ADA) and all applicable state and local disability laws. Reasonable accommodations are available to qualified applicants and employees with disabilities throughout the application and employment process. Requests for accommodation will be handled confidentially. If you require assistance or accommodation during the application process, please contact us at HR@AmeriLife.com.

Pay Transparency Statement

We are committed to pay transparency and equity, in accordance with applicable federal, state, and local laws. Compensation for this role will be determined based on skills, qualifications, experience, and market factors. Where required by law, the pay range for this position will be disclosed in the job posting or provided upon request. Additional compensation information, such as benefits, bonuses, and commissions, will be provided as required by law. We do not discriminate or retaliate against employees or applicants for inquiring about, discussing, or disclosing their pay or the pay of another employee or applicant, as protected under applicable law. Pay ranges are available upon request.

Background Screening Statement

Employment offers are contingent upon the successful completion of a background screening, which may include employment verification, education verification, criminal history check, and other job-related inquiries, as permitted by law. All screenings are conducted in accordance with applicable federal, state, and local laws, and information collected will be kept confidential. If any adverse decision is made based on the results, applicants will be notified and given an opportunity to respond.

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