Senior Disclosure Analyst

Description

FLSA Classification: Non-Exempt

Reports to: Wholesale Operations Manager

Work Location: Remote

Schedule: M - F  (west coast business hours)

Summary:

The purpose of this position is to provide consistent and thorough compliance support to the mortgage lending staff by ensuring all regulatory requirements of the TILA/RESPA Integrated Disclosure (TRID) rule are met while following all other regulatory and investor guidelines through disclosing and pricing of mortgage loans.

Duties and Responsibilities: 

• Prepare, generate, and deliver accurate initial mortgage loan disclosures within TRID guidelines
• Prepare disclosures with change of circumstances to broker partners and loan officers
• Manage requests to disclose updated fees and re-work loans as necessary 
• Act as a broker contact for mortgage disclosure activities
• Research and maintain a high level of knowledge of TRID as well as product guidelines
• Other duties as required 

Requirements

Required Knowledge, Skills, and Abilities:

• Working knowledge of federal lending regulations, CFPB, and TRID requirements for Mortgage disclosures
• Working knowledge of 1st mortgage products 
• Knowledge of mortgage lending business terminology and process flow
• Knowledge of mortgage lending policies and procedures
• Knowledge of investor and lending guidelines
• Ability to analyze documents to ensure compliance with regulatory requirements
• Ability to analyze and problem solve to create positive outcomes for all interested parties
• Ability to prioritize/manage workload and allocate resources
• Organized, detail oriented, flexible and able to multi-task in an ever-changing environment
• Display positive, professional demeanor and work independently with little supervision
• Self-motivated
• Willingness to take on other tasks that support the goals of the Company while remaining flexible in an ever-changing environment
• Effective verbal, written, and interpersonal communication skills
• Ability to hold information in strict confidence
• Computer skills to include Microsoft Word and Excel
• Analytical and mathematical skills

Qualifications:

• High School Diploma or equivalent
• 3+ years of mortgage experience with at least one year of experience working as a disclosure desk analyst, mortgage processor, mortgage servicing or other related experience