Commercial Credit Monitoring Manager (FT) - Corpus Christi

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers.  Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer.

POSITION PURPOSE

To provide oversight and managerial duties for the Bank’s Credit Monitoring function. 

ESSENTIAL FUNCTIONS AND BASIC DUTIES

The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.

SUPERVISORY RESPONSIBILITIES:

QUALIFICATIONS

Education/Certification: Bachelor’s degree in business or a related field, or an equivalent combination of training and work experience.

Required Knowledge: Thorough knowledge of Bank services and products. 

Understanding of core loan systems, loan origination systems and/or tickler/covenant softwares.

Understanding of borrowing bases, financial covenant calculations, and financial statement ticklers and related procedures.

Understanding of relevant rules and regulations as set forth by financial regulators

Experience Required: Minimum of ten years of related experience in a financial institution.

Skills/Abilities: Excellent organizational skills

Strong leadership skills

Ability to maintain an effective and efficient workflow

Good interpersonal skills and ability to work well with others

Attention to detail

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

Average Hearing: Able to hear average or normal conversations and receive ordinary information.

Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers.

Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.

Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)

WORKING CONDITIONS

None:  No hazardous or significantly unpleasant conditions (such as in a typical office).

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Reasoning Ability:  Ability to deal with a variety of variables under only limited standardization. 

Able to interpret various instructions.

Mathematics Ability: Ability to compute multiple types of financial ratios and covenant calculations

Able to perform very simple algebra.

Language Ability: Ability to read a variety of periodicals, magazines, instruction manuals, atlases, and encyclopedias. 

Ability to prepare memos, reports, and essays using proper punctuation, spelling, and grammar. 

Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses.