Credit Analyst

Job DetailsLevel: ExperiencedJob Location: Derby Buckner, Kansas - Derby, KS 67037Position Type: Full TimeJob Shift: DayA better life starts with a better company. Come Join TeamCBK!   Citizens Bank of Kansas, a fourth-generation family-owned community bank has a career opportunity for a Credit Analyst.  This team-oriented leader will play an important role in the continued growth of our lending team and the overall profitability of our bank.                                                                         We are seeking friendly, organized, self-motivated candidates with: One to three years of experience as a credit analyst Bachelor’s degree with emphasis in finance, accounting, agribusiness, or other related fields of study Possess a working knowledge of a variety of small business and commercial loans along with some exposure to agricultural loan structures Demonstrated analytical and statistical skills to evaluate, prioritize and categorize data in various formats for reports Skills in credit and cash flow analysis (including global cash flows), balance sheet analysis, profitability, liquidity, and solvency analysis Excellent verbal and written communication skills Computer proficiency – Ideal candidate would have experience with all Microsoft products, especially Word and Excel, Zoom and Teams for attending/scheduling meetings, and PDF editing. Experience with loan analysis software is a plus.   Responsibilities include: Will underwrite larger consumer mortgage/construction requests in addition to ag/commercial Providing recommendations and feedback to lenders and to loan committee(s) based on information and experience/knowledge base Recommending, when necessary, basic lending structure and covenants to develop and sustain more advanced/complicated customer relationships Working closely with a team of Loan Officers to ensure the accuracy and relevance of written summaries and credit requests Checking for compliance on loan agreements and perform collateral reviews Performing various other duties and projects assigned by Senior and Executive Management Providing basic leadership among co-workers, in coordination with the Credit Manager     To learn more and to begin the conversation, please apply at www.citizensbankofkansas.com/careers/.    We also encourage you to visit www.citizensbankofkansas.com for additional information about our organization and team.   Citizens Bank of Kansas is an equal opportunity employer.