Escrow Officer - Michigan (Mutual Title)

Job DetailsJob Location: Detroit, MI 48206OVERVIEW This position is responsible for pre-closing, coordinating with lenders, conducting closing, preparation and recording of documents and making appropriate disbursements associated with the settlement process.   DUTIES & RESPONSIBILITIES Completes real estate escrow transactions by determining requirements; clearing titles; assembling, preparing, and reviewing closing documents; disbursing funds. Determines escrow requirements by studying and clarifying the contract and lender instructions. Resolves title defects; satisfies existing liens and encumbrances against property or principals. Establishes escrow account by depositing funds; maintaining records. Prepares transaction documents by completing forms and statements; collecting and reviewing existing documents. Completes calculations by prorating taxes and interest. Completes closing transaction documents by assembling documents; reviewing papers with parties; explaining provisions and procedures; answering questions; checking documents for completeness and accuracy; obtaining signatures. Completes closing by recording and filing documents; preparing and distributing final closing statements and title. Prepares Closing Disclosure Forms by utilizing lender instructions. Closes escrow account by balancing and disbursing funds. Ensure that operations is in compliance with regulatory issues   SKILLS REQUIRED Detail-oriented and strong analytical skills Excellent written and verbal communication skills Strong interpersonal skills with the aptitude of social perceptiveness and being an active listener Good critical thinking and problem-solving ability Anticipate problems before they arise Familiar with standard concepts, practices, and procedures within the title industry field Good client relations and organizational skills Proficient in Microsoft Office   EDUCATION & EXPERIENCE High school diploma or equivalent 2+ years of experience as an Escrow Officer Experience using Qualia preferred but not required   SUPERVISORY RESPONSIBILITIES             None   CERTIFICATES, LICENSES, & REGISTRATIONS             None   This is not necessarily an exhaustive list of all responsibilities, skills, duties, requirements, efforts or working conditions associated with this job.  While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed.