Dealer Services Indirect Underwriter (Auto Lending) - Full Time

Job Title: Dealer Services Analyst 

Status: Full Time

Location: East Alton, IL

Salary: $20.00 - $21.00

Benefit Information: https://www.1stmidamerica.org/docs/default-source/pdfs/benefits-summary-at-a-glance-2026.pdf

About Us:  

1^st MidAmerica is a trusted financial institution dedicated to providing exceptional service to our members. We pride ourselves on our commitment to the communities we serve and our focus on delivering an array of financial products for each step in their financial journey.  We are currently seeking motivated and member-oriented individuals to join our team as a Dealer Services Analyst.

Job Summary:  

We are seeking a Dealer Services Analyst to receive, underwrite and process loan applications from car dealers of the Indirect Program and make the determination to approve or deny indirect loans within authorized limits.

Key Responsibilities:  

- Analyzes a loan applicant's credit worthiness by reviewing credit bureau reports and credit scores.

- Underwrites and makes determination to approve or deny indirect loans within authorized limits.

- Ensures documents are complete and accurate according to policies and compliance regulations.

- Enters application data into the lending software and core systems.

- Responsible for dealer relationship building through dealer visits and phone calls.

- Assists with reporting, task management, dealer engagement promotions, and other job-related duties as assigned.

Qualifications:  

- High school diploma or equivalent.

- Two years of similar or related experience in the lending environment 

- Strong communication skills and attention to detail.

- Proficient with Microsoft products including Outlook, Word and Excel.

- Knowledge of lending software and data processing systems.

- Knowledge of legislation, regulation, policies and procedures pertaining to lending practices.  

What We Offer:  

- Competitive salary and benefits.  

- Opportunities for career growth.  

- Supportive team environment.  

Schedule:

- Monday – Friday 8:00 AM – 6:00 PM  

- Saturday Hours 8:30 AM – 5:00 PM*

*Typically rotates every other Saturday and allows for a day off during the week. 

Disclaimer: Must be able to work and travel to different credit union locations as determined by management.

1^st MidAmerica is an Equal Opportunity Employer.