Are you passionate about making a positive impact in the community you live in? Do you want to be on the forefront of paving the way to financial freedom for the members we serve? At GECU, our Core Values drive our Culture: Advocate, Integrity, Accountable, Dedicated and Passionate. Come grow your career with an award- winning team!
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BASIC RESPONSIBILITIES
Responsible for the reviewing, processing, and coordinating loan closings.
TYPICAL DUTIES
Validates all loan documentation and submits file to underwriting.
Ensures all aspects of the loan file are in adherence to all regulatory and internal policies and procedures.
Audits pre-closing mortgage packages for accuracy.
Coordinates loan closing.
Assists with general mortgage inquiries.
Orders credit reports, title work and other documents necessary to support the loan application and closing.
Requests appraisals.
Assists with scheduling mortgage appointments as needed.
Maintains contact with members, realtors and third party service providers throughout the loan process.
Participates in mortgage related events for community awareness during regular business hours and after business hours to include weekends.
Provides feedback to the management team on program or streamline opportunites.
Prepares reports as assigned.
Maintain and understand compliance to ensure that work complies with GECU’s established policies, procedures and applicable regulations, to include Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Member Identification Program (MIP), and Office of Foreign Asset Control (OFAC).
Other duties as may be assigned or required in connection with the general operation of the credit union.
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Level II
CRITICAL KNOWLEDGE, SKILL AND EDUCATIONAL REQUIREMENTS
General knowledge of Texas and New Mexico Real Estate Law, Title Insurance Law, Regulations governing real estate.
Comprehensive, in-depth knowledge of mortgage loan policies, loan documentation and mortgage loan forms.
Must meet employment screening requirements designated under Fannie Mae’s guidelines and operational risk assessments.
Must meet all Nationwide Multistate Licensing System & Registry (NMLS) requirements.
Comprehensive knowledge of secondary and government underwriting guidelines.
Comprehensive knowledge of loan origination software.
Good oral communication skills. Command of the English and Spanish languages preferred.
Good clerical skills, typing, 10-key, working knowledge of business calculator and PC.
High School diploma or equivalent with two years similar or related experience.
Requires sitting the majority of the day, lifting up to 35 pounds, bending, squatting, climbing, twisting, kneeling occasionally, lifting up to 20 pounds, reaching above and below shoulder level frequently.
PRIMARY RESPONSIBILITY
Providing quality service is the primary responsibility of this position. Quality service means treating members and coworkers with respect and courtesy at all levels whether in person or by telephone as outlined in the Employee Handbook.
Required Availability: Monday-Friday: 9:00 am-5:15 pm;
Saturday: 9:00 am-12:15 pm
Rotating schedule needed to meet department and membership needs.Â
This application is valid for 12 months. After that date, unless otherwise notified, please understand that your status as an applicant will end. You may re-apply for employment in the future by completing a new application. All correspondence regarding the processing of the application will be sent via e-mail to the address provided on the application. Please ensure spam filters are set accordingly to prevent e-mails from going to the Junk Mail/Spam folder.
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