Join the First Heritage Mortgage Team
We’re just as committed to our employees as we are to our customers. As a growing leader in the mortgage industry, we are actively seeking creative, driven individuals to provide the highest level of service and forward-looking solutions.
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Duties and tasks include but are not limited to the following:Â
- This role requires the ability to correspond and conduct meetings in Spanish with clients, partners, and internal teams, in addition to English.
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Responsible for timely processing of Conventional, FHA and VA mortgage loan applications in compliance with investor requirements.  VHDA and NCHFA processing experience a plus.Â
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Ensure completeness of mortgage loan applications, clarifying and obtaining additional documentation as neededÂ
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Prepare loan file for underwriting approvalÂ
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Proactive communication of loan status to originators, borrowers and agentsÂ
Minimum qualifications:Â
- Must be fluent in both English and Spanish to effectively communicate with a diverse client base and ensure accurate loan processing.
- At least 3-5 years of experience processing mortgage loan applicationsÂ
- Familiarity with FHA, VA, USDA, bond and conventional underwriting guidelines and loan processÂ
- Prefer working knowledge of Encompass loan origination system Â
- Ability to review AUS findings and guidelines prior to loan submission to confirm that application fits loan program applied forÂ
- Proficient in Desktop Underwriter (DU) and Loan Product Advisor (LPA)Â
- New Construction experience preferredÂ
- Strong attention to detailÂ
- Ability to manage priorities and workflowÂ
- Strong organizational, problem-solving, multi-tasking and analytical skillsÂ
- Excellent written and oral communication skillsÂ
- Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasmÂ
What’s In It For Me: Â
- Access to competitively priced, high-quality health care options through Aetna, MetLife and EyeMed, along with employer-paid Short Term and Long Term disability, basic life and AD&D insurance (including employee-paid life, Legal Resources, and Aflac supplemental options)
- Plan for the future by investing in a 401(K), with up to $4K employer match, invest even more with our Health Savings Account (HSA)
- Put your family first with Flexible Spending Account (FSA) for dependent care
- 12 weeks of paid maternity leave through our Short-Term Disability Plan
- Receive well-rounded wellness benefits, including free and low-cost mental health resources and support services through our Employee Assistance Program
- Rest and relax with Paid Time Off (increases with tenure)Â
- Protect yourself from identity theft or travel mishaps with our no-cost coverage
- Get access to your paycheck early with an advanced pay option through Dayforce Wallet
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