Commercial Loan Processor

Commercial Loan Processor - Fremont, OH (full-time, on-site):

Who We Are -

Community Relationships are our priority, and our team here at Croghan Colonial Bank strives to help our communities have the most successful banking relationship possible. Founded in 1888, we proudly serve Sandusky, Erie, Huron, Lucas, Ottawa, and Seneca Counties. Croghan is a recognized leader in community banking throughout the region and focuses on helping all community members achieve their financial goals. We partner with our community to understand financial goals and recommend products and services that help achieve them. We support our communities by providing financial education, sponsorships, and volunteering in our local markets. Partner with Croghan, where we're Helping Good People Make Good Decisions!

Join Croghan Nation! Work for us, and you will be working with us - an empowered group of individuals dedicated to the financial well-being of their customers.

About The Job -

Efficiently prepare and process Commercial, Credit Card, and Commercial Real Estate loan files while ensuring accuracy, compliance, and timely completion. Provide comprehensive support to all originators and lenders by coordinating documentation, resolving discrepancies, and facilitating smooth loan workflows

Core Hours –

Monday - Friday 8:00 a.m. – 5:00 p.m.

Essential Job Duties –

• Perform high volume, time sensitive duties related to complex loan documentation for all types of commercial loans using the document processing software.
• Work in coordination with commercial lenders and credit team to ensure the loan terms are carried out within the assigned parameters of the bank.
• Work in coordination with external business partners, as needed, to ensure the loan closes in a timely and accurate manner.”
• Maintain knowledge and understanding of complex borrowers, collateral, and credit approval conditions.
• Administer Construction Loans and follow bank procedures.
• Request and follow-up on order outs for insurance, appraisals, appraisal bids, environmental reports, title work, and flood determinations.
• Verify adequate insurance and flood insurance coverage.
• Obtain loan payoff quotes and remit payoff proceeds for all loan types.
• Prepare loan funding and other GL transactions to complete the loan funding process
• Perform quality control on all types of commercial documents in compliance with Bank and regulatory guidelines.
• Process documentation for Cancelled, Denied, and Withdrawn applications.
• Provide compliance data collection for HMDA, CRA, Reg O, and BSA.
• Maintain an organized and complete customer document folder
• Maintain a proactive internal communication with Loan Processing Lead to enhance loan production and maximize the functionality of the loan processing systems following the established commercial workflow guidelines.
• Work with branch personnel, both verbally and in writing, in problem solving and question resolution to minimize risk to the Bank and ensure customer satisfaction in the loan closing process.
• Maintain open communications with Loan Servicing.
• Demonstrate a willingness to adapt to changing business needs and deadlines.
• Support customer and banking center inquiries along with other loan divisions as needed.
• Comply with and maintain working knowledge of applicable laws and regulations
• Punctual and regular attendance is required

Requirements –

• Bachelor's Degree preferably in general business, accounting or finance.
• 3-5 years of prior loan processing
• Knowledge of Microsoft Office software and other various software applications
• Ability to demonstrate a professional business-like demeanor with external business partners
• Ability to life general business supplies, work in a sitting position a majority of the day, and use keyboard strokes on a normal basis.

What We Offer -

• Fair, competitive salaries evaluated against benchmarked data on a normal basis
• Comprehensive benefits package including Medical, Dental, and Vision insurance
• 401(k) with a company match, safe harbor and profit-sharing
• Bank provided Group Life Insurance, Short-Term and Long-Term Disability Programs
• Vacation, paid federal holidays, and additional PTO
• A community-based, hometown culture
• A collaborative environment supportive to continual growth and development

Equal Opportunity and Affirmative Action Employer, M/F/Disabled/Vet