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SCRA Specialist II- Getzville, NY

M&T Bank
Posted a month ago, valid for 15 days
Location

Getzville, NY 14068, US

Salary

$20.55 - $34.25 per hour

Contract type

Full Time

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Sonic Summary

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  • This position at M&T Bank involves determining borrower eligibility for SCRA and ensuring compliance throughout the eligibility period.
  • Responsibilities include evaluating SCRA requests, reversing erroneous fees, and conducting quarterly analyses of SCRA Investor mortgages.
  • Candidates must have a combined 3 years of higher education and/or work experience, with at least 1 year of relevant experience required.
  • The pay range for this position is $20.55 - $34.25 hourly, depending on the candidate's specific qualifications.
  • The role also emphasizes strong communication skills, attention to detail, and the ability to work independently in a team-oriented environment.

Overview:

This position is responsible for determining borrower eligibility for SCRA and monitoring accounts throughout the period of eligibility to ensure compliance.

Work Model and Location:

-This is a hybrid role requiring four days on site with the flexibility to work from home one day per week.

-Eligible candidates must live within reasonable commuting distance to 475 Crosspoint Parkway, Getzville, NY 14068.

Skills & Experience

  • 3+ years of combined education and/or work experience, including 1+ year of relevant experience

  • Mortgage experience required; familiarity with active military loans a plus

  • Proficient in Word, Excel, and email systems; able to navigate multiple programs

  • Strong written and verbal communication skills

  • Highly detail‑oriented, organized, and flexible

  • Motivated, positive team player with the ability to work independently

  • Strong work ethic and research skills

Key Responsibilities

  • Research loan information and move efficiently through multiple systems

  • Participate in weekly cross‑functional meetings, present loans, and support decision‑making

  • Communicate confidently during virtual meetings

  • Determine borrower eligibility for SCRA and monitor accounts throughout eligibility periods

  • Evaluate SCRA requests against federal guidelines

Primary Responsibilities:

  • Determine eligibility; evaluate SCRA requests against federal guidelines to determine approval/disapproval of eligibility for SCRA.
  • Determine, compute and reverse any erroneous fees that were assessed during the SCRA period.
  • Maintain status list and perform statistical reporting to management.
  • Complete rate, amortizing, and billing adjustments on all eligible accounts at both initiation and release from SCRA protection.
  • Conduct quarterly analysis and investigate SCRA Investor mortgages to confirm compliance with investor regulations.
  • Hold weekly committees with various departments and management on any issues, foreclosures and loan level issues.
  • Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Complete other related duties as assigned.

Scope of Responsibilities:

This position maintains contact with internal M&T departments and external third-party foreclosure attorneys.

Education and Experience Required:

A combined 3 years’ higher education and/or work experience, including a minimum of 1 year relevant work experience.

Working knowledge of word processing, spreadsheet and email software.

Strong written and verbal communication skills.

Detail oriented.

Motivated, team player with a positive and friendly attitude.

Strong work ethic and ability to work independently.

Education and Experience Preferred

Bachelor’s degree

Knowledge of M&T Bank systems

#LI-111

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.55 - $34.25 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Getzville, New York, United States of America



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