Financial Analyst

Financial Analyst

Countybank

Location: Greenwood, South Carolina (on-site)

Countybank is seeking a detail-oriented Financial Analyst to deliver sound financial analysis that supports timely, well-documented credit decisions. This mid-level, on-site role partners closely with lenders and the Credit Department to evaluate requests for new and existing customers and monitor portfolio quality.

If you're ready to apply your accounting foundation in a high-standards credit environment, we encourage you to apply.

Key Responsibilities:

• Prepares and analyzes financial statements, schedules, and supporting documentation to assess operating performance, cash flow trends, balance sheet strength, and overall financial position.
• Applies strong accounting judgment to review income statements, balance sheets, cash flow statements, tax returns, and related financial information for accuracy, consistency, and completeness.
• Develops financial reports, variance analyses, sensitivity analyses, and concise written summaries that highlight key trends, risks, assumptions, and conclusions.
• Collaborates with internal partners to gather required financial information, clarify accounting questions, and communicate analytical findings in a clear, timely, and professional manner.
• Supports ongoing reporting, tracking, and documentation processes by maintaining accurate financial records, updating analysis files, and preparing information for management review.

Education and Experience:

• Bachelor's degree in finance, business, accounting, or related field; or associate's degree with 3–5 years of relevant experience - Strong accounting fundamentals and financial analysis skills (income statement, balance sheet, cash flow) - Advanced modeling capability and sound judgment - Excellent written communication, organization, and ability to work independently while collaborating effectively

Abilities and Skills:

• Strong critical thinking, problem-solving, and sound judgment; demonstrates creativity in developing practical solutions.
• Advanced financial analysis and modeling skills.
• Ability to read, interpret, and analyze personal and business tax returns, financial statements, and credit reports.
• Strong organizational, interpersonal, and communication skills.
• Excellent written communication skills and attention to detail.
• Ability to work independently while collaborating effectively with team members and internal partners.

A Typical Day in this Role:

Your day is primarily desk-based and centered on detailed financial analysis, accounting review, and clear communication of findings. You'll receive financial statements, tax returns, schedules, and supporting documentation; review them for accuracy, consistency, and completeness; and prepare analysis that explains operating performance, cash flow trends, balance sheet position, and key financial risks. As questions arise, you'll identify missing information, reconcile discrepancies, document assumptions, and work with internal partners to clarify accounting or reporting items. You'll also prepare concise written summaries, financial schedules, variance analyses, and management-ready reports that help leadership quickly understand the financial picture and determine appropriate next steps. On a weekly or monthly basis, you'll support recurring reporting, maintain analysis files, update tracking tools, and assist with audit, exam, or management review requests as needed.

This is a full-time position in a smoke and drug-free workplace. Countybank offers a values-driven culture that supports employee growth, satisfaction, and professional success. Compensation commensurate with experience, education, and qualifications.

About Countybank

Our Mission: To Serve Our Clients, Our Communities, and Our Employees

Countybank began its service to the Greenwood community in 1933, when it was founded by a group of Greenwood businessmen as The County Bank. While the bank has evolved through its history to operate as a complete family of financial services, our core mission has never changed. We remain an independent, locally owned institution that is focused on meeting the financial needs of the families and businesses of Greenwood, Greenville, Greer, Simpsonville, Anderson and surrounding Upstate communities.

How We Give Back

The Countybank Foundation was formed in 1971, under the leadership of former bank president R. Thornwell Dunlap Jr., to identify specific charitable needs and to distribute funds to selected organizations on a yearly basis. Since 1990, the Foundation has contributed more than one million dollars to a wide variety of local civic, educational, and cultural programs, including the establishment of several college scholarships and endowments.

In addition to the Foundation's contributions, Countybank employees spend thousands of volunteer hours in their communities. Currently, more than two-thirds of the associates at Countybank volunteer with local charitable and civic organizations.

Learn More

Visit us at www.ecountybank.com.