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Members Achieve More isn't just a tagline for us, it's part of everything we do! Â We're looking for passionate individuals to join our team to help us maintain that focus every day. Â Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...
The Mortgage Processor/Closer will work with Mortgage Originator and Underwriters and Processing and Closing Managers to ensure mortgage loans are processed and closed in accordance with secondary market guidelines and/or Board Policy. They serve as a point of contact for borrowers, realtors, settlement agents and other 3rd parties.Schedule: Monday - Friday, 9:00am -5:00pm, This position will be a hybrid model both in person and remote with minimum of onsite expectation of 40% (Wednesdays and Thursdays at minimum) or as needed,
In this position, you will
•   Processes and closes 1st mortgage loans, and other moderately complex and niche loan types.Â
•   Analyze and interpret federal and state regulations, credit union policy, and secondary market guidelines for all real estate loans- conforming and non-conforming.
•   Assists with training of staff.  Supports the processing and closing units to ensure mortgage loans are processed in a timely and efficient manner.Â
•  Maintains mortgage pipelines and queues to ensure applications and assignments are being completed timely and accurately and informs supervisor of concerns.Â
•   Offers alternative and/or corrective options, when applicable, when loan documentation or terms of loan do not meet underwriting standards. Also, provides detailed comments/rationale on loans to the various mortgage committees when necessary to substantiate the request for approval or denial of a loan.
•   Performs in-depth review and analysis of appraisals, credit reports, title reports, insurance documentation, income documentation, tax return analysis, asset documentation, commitment letter conditions with little to no supervision.Â
•  Must comply with and meet all requirements regarding the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act, 12 CFR 365).Â
•   Other duties as assigned.
Qualifications:
High School (Required)Minimum 2 years of processing government-backed loans such as FHA, VA, and USDA, or Construction draw loans or any equivalent combination of experience and education. | Not Required Minimum 2 years or longer of secondary market, first mortgage processing and/or closing, or any equivalent combination of experience and education. | RequiredLearn more about this Employer on their Career Site
