Benefits:

Holiday pay
Disability insurance
Life insurance
Maternity/Parental leave
401(k) with employer match
Health insurance
Paid time off
Vision insurance
Dental insurance

The Mortgage Processor is responsible for the execution and administration of residential mortgage loans from application through funding and post-closing. This position manages the mortgage pipeline, coordinates all operational aspects of the lending process, and ensures loan files are accurate, compliant, and completed on time.

The Mortgage Processor serves as a central point of coordination among borrowers, Relationship Managers, title companies, appraisers, realtors, underwriters, investors, and internal staff. This role combines advanced processing, closing coordination, secondary market support, reporting, and quality control responsibilities.

Key Responsibilities

Manage residential mortgage files from application through closing, funding, and post-closing completion
Review loan applications and supporting documentation for completeness, accuracy, compliance, and program eligibility
Collect, organize, and verify borrower documentation, including income, assets, employment, credit, and collateral information
Prepare and deliver required disclosures and loan documentation in accordance with regulatory requirements and bank procedures
Order and manage title commitments, flood determinations, insurance, credit reports, and other third-party services
Prepare loan packages for underwriting review and manage underwriting conditions through final approval
Coordinate with borrowers, Relationship Managers, title companies, realtors, settlement agents, and other parties to ensure timely loan progression
Prepare, review, and coordinate Closing Disclosures, closing packages, funding documentation, and post-closing requirements
Coordinate loan funding, investor delivery, internal boarding, and file completion activities
Maintain accurate records within loan origination, imaging, and reporting systems and generate mortgage pipeline and production reports
Support audits, compliance reviews, quality control initiatives, and investor requirements
Identify process improvements that enhance efficiency, service levels, and file quality

Qualifications

Three to five years of residential mortgage processing, closing, underwriting support, or mortgage operations experience required
Strong working knowledge of conventional, government, secondary market, and in-house mortgage lending programs
Solid understanding of mortgage documentation, underwriting fundamentals, compliance requirements, and closing procedures
Working knowledge of TRID, RESPA, consumer mortgage disclosures, and mortgage compliance standards
Experience with loan origination systems, automated underwriting systems, imaging platforms, document preparation software, and Microsoft Office applications
Demonstrated ability to independently manage a mortgage pipeline and meet production deadlines

Core Competencies

Advanced mortgage processing expertise

Workflow and pipeline management

Closing and funding coordination

Documentation review and quality control

Regulatory compliance awareness

Systems proficiency and data integrity

Problem-solving and issue resolution

Organization and attention to detail

Communication and relationship management

Continuous process improvement

Compensation

Competitive base salary with incentive opportunities tied to production, service quality, file accuracy, and operational performance

Reporting

Reports to designated lending management. Partners closely with Relationship Managers, compliance, loan administration, title companies, investors, and third-party service providers.

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