Director of Lending

Lead the Future of Lending at Hinckley & Rugby Building Society

At Hinckley & Rugby Building Society, we're proud of our heritage, our strong member focus, and our commitment to delivering exceptional outcomes for customers and communities.

We're looking for an experienced and inspirational lending leader to join our Executive Team as Director of Lending.

This is a key strategic role with responsibility for shaping and delivering the Society's lending strategy, driving sustainable growth, strong risk management, and excellent member outcomes.

As a member of the Executive Team, you'll play a key role in influencing the future direction of the Society while leading a talented lending function through a period of continued growth and opportunity.

The Opportunity

This role combines strategic leadership with operational oversight, providing the opportunity to influence every aspect of the Society's lending proposition.

You will:

• Develop and deliver the Society's lending strategy to support sustainable growth and strong customer outcomes.

• Lead and develop a high-performing Lending Team, creating a culture of expertise, accountability, and continuous improvement.

• Oversee lending policy, underwriting standards, and credit risk management, ensuring prudent decision-making across the mortgage portfolio.

• Drive improvements across the end-to-end mortgage journey to enhance efficiency and service for members and intermediaries.

• Manage key third-party and intermediary relationships, helping to strengthen our market presence and reputation.

• Provide insightful management information and reporting to Executive, Credit Committee, Board Risk Committee and Board forums.

• Ensure compliance with FCA and PRA requirements, Consumer Duty principles and the Society's risk appetite.

About You

We're looking for a strategic leader with significant mortgage lending and credit risk experience gained within financial services.

You'll bring:

• A proven track record of senior leadership within mortgage lending and credit risk.

• Strong people leadership skills with the ability to inspire, motivate and develop high-performing teams.

• Experience of developing and implementing lending strategies that balance growth, risk, and customer outcomes.

• Excellent stakeholder management and communication skills, with the confidence to engage at Board and Executive level.

• A deep understanding of regulatory requirements, governance, Consumer Duty, and risk management frameworks.

• A collaborative approach and a commitment to delivering excellent outcomes for members and colleagues.

Why Join Us?

This is an exciting opportunity to join a successful, values-driven mutual organisation where your contribution will have a direct impact on our future success.

At Hinckley & Rugby Building Society, you'll have the opportunity to:

• Shape the future direction of our lending proposition.

• Work closely with an experienced Executive Team and Board.

• Influence strategic decision-making across the Society.

• Lead a valued and experienced lending function.

• Make a meaningful difference for our members, colleagues, and communities.

Interested in finding out more?

If you’d like to explore the role in more detail, we’d really welcome you to arrange an informal coffee chat. It’s an opportunity to get to know the role, understand the team and the impact you could have and ask any questions in a relaxed and open setting. To arrange to speak with the hiring leads please contact hr@hrbs.co.uk to express your interest.

How to apply

If this sounds like the right opportunity for you, we’d love to hear from you. Please submit your CV and cover letter no later than Monday 24th August 2026.

We are committed to creating a diverse and inclusive workplace. We welcome and encourage applications from all qualified individuals regardless of race, ethnicity, religion, age, gender, sexual orientation, disability, or any other status protected by applicable law. We believe that a diverse and inclusive workforce leads to greater innovation and success, and we are dedicated to fostering an environment where everyone feels valued, respected, and included.