Sr. Underwriter - CRE

Sr. Underwriter - CRE
The Underwriter Sr - CRE applies advanced knowledge of Commercial Real Estate to underwrite new CRE lending opportunities. This position collaborates closely with the originations team to make credit risk determinations in accordance with EverBank policies and procedures.

Key Responsibilities and Duties

• Leads the initial credit evaluation and screening of transactions, focusing on qualitative assessment and quantitative evaluation of the new opportunity, including financial modeling.
• Supports active bidding and negotiation with counterparties for the most attractive loan opportunities based upon initial credit assessment and risk/return objectives.
• Supports and directly participates in the drafting, negotiating and execution of term sheets/LOIs associated with new loans.
• Collaborates with the real estate originations team and other internal parties on legal due diligence and documentation for new loan originations and closings, including property inspections, borrower-sponsor meetings and meetings with local market participants to enhance underwriting of property/market/business plan.
• Prepares internal credit memos and presentations to investment committee(s).
• Provides on-going portfolio management support and related asset management requirements through loan repayment.
• Applies advanced knowledge and expertise with all CRE asset classes and functional knowledge of US property markets to make credit approval decisions and recommendation.
• Reviews and interprets complex business plans and financials to make recommendation for effective risk mitigation approaches.
• Provides loan structuring and credit enhancement strategy recommendations to mitigate credit risk for the bank and to ensure alignment with EverBank’s credit risk appetite and policies.

Minimum Qualifications

• 5 years of experience in commercial underwriting
• Previous experience supporting Commercial Real Estate loans (CRE)

Preferred qualifications

• 7+ years of CRE originations underwriting experience
• Previous experience conducting complete credit analysis including gathering and analyzing all types of credit information on existing and prospective customers for CRE loans 
• Previous experience with construction loans is a plus

Educational Requirements

• University (Degree) Preferred

Physical Requirements

• Physical Requirements: Sedentary Work

Career Level
8IC

Position will require frequent business travel.

Posting end date - 4/30/26