Position Overview Â
Triad Financial Services is a leading provider of financial services and solutions, serving clients nationwide. We are seeking a highly motivated and skilled Construction Loan Administrator to join our growing team.Â
Essential Functions: Â
- Analyze financial data and credit worthiness related to loan requests and/or program. Will be trained how to analyze Credit, Income & Asset documentation
- Perform and evaluate risk on potential loan recipients based on credit rating, borrowing history, and other specific risk factors.
- Record loan denials and specific basis for declining applications for HMDA purposes.
- Issue Pre-Approvals and Approval letters to qualified applicants
- Communicate with Partners, Retailers and Third Party vendors on behalf of borrowers
- Follows Lender/Investor specific underwriting requirements
- Evaluate property appraisals to ensure accuracy and appropriateness relative to loan being requested
- Assist loan processors and marketing for complete loan closing and funding procedures
- Review loan documentation and vendor reports to identify signs of fraudulent activity.
- Follow and implement underwriting policies and procedures
Education and/or Work Experience Requirements: Â
- Maintain client relationships and provide superior customer service.
- 2 plus year’s preferred
- Will be trained how to analyze Credit, Income & Asset documentation
- Encompass knowledge is helpful
- Knowledge of the Manufactured Home Industry is a plus
- Must be able to Multi-task
- Must have strong work ethic
- Must be proficient in Microsoft Office
- Strong problem-solving skills
- Accuracy and attention to detail
- Strong verbal and written communication skills
- Ability to work independently as well as in a team setting
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Physical Demand: Â
- Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
- Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
- Must be able to lift and carry up to 50 lbs
- Must be able to talk, listen and speak clearly on telephone
- Able to sit at a work station for prolonged periods of time
- Must be able to physically type
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