Jr. Residential Loan Officer

Job DetailsJob Location: Hawks Prairie 33 - Lacey, WA 98516Position Type: Full TimeEducation Level: High SchoolSalary Range: $23.02 - $33.86 HourlyJob Category: BankingJr. Residential Loan Officer Department/Location: Loan Department / Hoquiam Employee Reports to: Regional Lending Manager FLSA: Hourly; Non-Exempt position Status: Full-Time 76-80 Hours Rate of Pay: $23.02 - $33.86 per hour Summary/Objective: Originates and closes residential real estate loans through outbound calling activities of both prospective and existing customers. Maintains and grows Timberland Bank’s portfolio of consumer loans and other Timberland Bank loan products Ability to perform required tasks to maintain portfolio loans within the branch/office. Essential Job Functions: Manages matured files and other related information pertaining to residential properties. Interviews loan applicants. Advises applicants on loan programs and options. Obtain necessary financial information to process loan applications. Data entry of loan information into bank approved loan systems. Maintains applicant information for future financing. Prepares loan files to be sent for processing, underwriting, and action by Loan Committee and/or Board of Directors. Recommends terms and conditions of loans. Provides customer service to Timberland Bank customers. Ensures compliance with all applicable lending policies. Outlines loan terms and loan commitments to borrowers. Prepares and submits requests for loan modifications and advances. Prepares and implements plans to meet or exceed individual loan production goals. Represents Timberland Bank at local events. QualificationsRequirements: High school diploma or equivalent Three years of customer service experience At least one year of working for a bank or financial institution General understanding of residential mortgage lending process Preferred Qualifications: College coursework in business or finance One year of combined experience in loan origination, loan processing, or other related fields One year of conducting outbound sales activities, such as calling customer lists, in a professional setting Knowledge, Skills & Abilities: Demonstrates sales experience, ability to multi-task. Basic knowledge of bank loan products and services. Basic knowledge of banking industry rules, regulations, policies, and procedures. Ability to maintain their NMLS identification number. Physical Demands: To successfully perform the essential duties of this position, an individual must be able to meet the physical demands listed below. While some absences may be protected by federal, state and/or local laws, regular attendance is an essential function of the job. Reasonable accommodations may be provided to assist individuals with disabilities to perform essential job functions. Work Environment: The duties of the job are performed on premises and in an office setting. What We Offer: Based on eligibility, Timberland Bank offers a comprehensive benefits package including medical, dental, vision, 401k, vacation/paid sick leave and other great benefits with employee only.  Timberland Bank is a family-friendly employer. Our employees enjoy competitive compensation and an excellent benefits package including: Medical, Vision and Dental Insurance Paid vacation and holidays Paid Birthday Day Off Two pay periods per month Paid sick leave 401k and employee stock ownership plans Paid training and advancement opportunities Paid volunteer hours Numerous employees only banking benefits Disclaimer: This job description is intended to describe the general nature and level of work being performed by employees assigned to this classification. They are not intended to be construed, as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.