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Portfolio Analyst

Dext Capital LLC
Posted 3 months ago, valid for 18 days
Location

Lake Oswego, OR, US

Salary

$65,000 - $85,000 per year

Contract type

Full Time

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Sonic Summary

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  • The job requires monitoring portfolio performance metrics and conducting ongoing risk assessments to identify early warning indicators.
  • Candidates must have a Bachelor's degree in Finance, Accounting, Business, Economics, or a related field, along with a minimum of 3 years of experience managing credit or operational risk within a financial portfolio.
  • The role involves developing action plans to mitigate risks and reviewing financial statements to assess borrower creditworthiness.
  • Strong communication skills and strategic thinking are essential, as the position requires collaboration with various departments and participation in credit committee discussions.
  • The salary for this position is competitive, reflecting the responsibilities and expertise required.

Job Duties/Responsibilities:

  • Monitor portfolio performance metrics including delinquency, default trends, concentration risk, and exposure limits
  • Conduct ongoing risk assessments to identify early warning indicators
  • Develop and execute action plans to mitigate credit and operational risk
  • Review financial statements and borrower performance to assess ongoing creditworthiness
  • Recommend risk rating adjustments as appropriate
  • Partner with Sales, Credit and Operations, and Asset Management to ensure alignment on portfolio strategy
  • Participate in credit committee discussions as needed
  • Prepare portfolio performance reports for senior leadership
  • Maintain documentation in accordance with company policy and audit standards

Characteristics:

  • Strategic thinking with a forward looking perspective
  • Strong communication and stakeholder management skills
  • High level of accountability and ownership

Experience Requirements:

  • Bachelor’s degree in Finance, Accounting, Business, Economics, or related field
  • Minimum of 3 years Demonstrated experience managing credit or operational risk within a financial portfolio
  • Strong financial statement analysis skills
  • Proficiency in Excel and financial modeling tools
  • Ability to synthesize complex data and communicate risk clearly to stakeholders
  • Familiarity with risk rating methodologies
  • Strong background in data analytics/experience running regression analyses 
  • Business development experience or demonstrated knowledge
  • Prior leasing experience
  • Proven strategic thinking, ideally from a role requiring high-level analysis
  • Creative, strategic, and deeply analytical mindset
  • Experience with scorecards and/or auto-decisioning is a bonus



Salary Range: $65-85k




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