Job Duties/Responsibilities:
- Monitor portfolio performance metrics including delinquency, default trends, concentration risk, and exposure limits
- Conduct ongoing risk assessments to identify early warning indicators
- Develop and execute action plans to mitigate credit and operational risk
- Review financial statements and borrower performance to assess ongoing creditworthiness
- Recommend risk rating adjustments as appropriate
- Partner with Sales, Credit and Operations, and Asset Management to ensure alignment on portfolio strategy
- Participate in credit committee discussions as needed
- Prepare portfolio performance reports for senior leadership
- Maintain documentation in accordance with company policy and audit standards
Characteristics:
- Strategic thinking with a forward looking perspective
- Strong communication and stakeholder management skills
- High level of accountability and ownership
Experience Requirements:
- Bachelor’s degree in Finance, Accounting, Business, Economics, or related field
- Minimum of 3 years Demonstrated experience managing credit or operational risk within a financial portfolio
- Strong financial statement analysis skills
- Proficiency in Excel and financial modeling tools
- Ability to synthesize complex data and communicate risk clearly to stakeholders
- Familiarity with risk rating methodologies
- Strong background in data analytics/experience running regression analysesÂ
- Business development experience or demonstrated knowledge
- Prior leasing experience
- Proven strategic thinking, ideally from a role requiring high-level analysis
- Creative, strategic, and deeply analytical mindset
- Experience with scorecards and/or auto-decisioning is a bonus
Salary Range: $65-85k
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