Ag Loan Officer - HIRING BONUS

Description

Pathway Bank is seeking an Ag Loan Officer in Lexington, NE. This position offers the opportunity to build agricultural and commercial banking relationships while serving customers throughout the Lexington market. If you're passionate about relationship banking and helping customers succeed, we'd love to hear from you.

Pathway Bank offers a competitive compensation package designed to reward growth and performance. This role includes loan incentives, semi-annual bonus potential, the opportunity to earn a company vehicle, and is eligible for a hiring bonus. 

Summary:
The Ag Loan Officer develops and manages agricultural and commercial banking relationships within the Lexington market. Responsibilities include evaluating creditworthiness, processing loan requests, preparing and reviewing loan documentation, generating loan and deposit growth, and representing the Bank within the community. This position supports strategic growth initiatives while ensuring compliance with applicable banking regulations and Bank policies. 

Responsibilities:

• Develops and maintains relationships with agricultural, commercial, and business customers. 
• Prospects new customers and identifies opportunities for loan and deposit growth. 
• Interviews loan applicants and analyzes financial information to evaluate creditworthiness. 
• Prepares, processes, and presents loan requests in accordance with Bank policies and lending authority. 
• Manages an agricultural and commercial loan portfolio through ongoing account monitoring and customer relationship management. 
• Cross-sells Bank products and services to meet customer needs. 
• Represents Pathway Bank through community involvement and customer outreach. 
• Ensures compliance with applicable banking regulations, internal policies, and sound lending practices. 
• Performs other duties as assigned.

Requirements

Education and Experience Required:
Bachelor's degree in Finance, Accounting, Business Administration, Agricultural Economics, or a related field preferred. Equivalent experience in related fields may be considered in lieu of formal education. Minimum of two (2) years of agricultural and/or commercial lending experience preferred. Demonstrated business development and relationship management experience strongly preferred. 

Required Skills/Abilities:

• Excellent verbal and written communication skills.
• Excellent interpersonal, relationship building, business development and customer service skills.
• Proficiency in Microsoft Office Suite and familiarity with loan origination software (LOS) platforms.
• Strong understanding of agricultural and commercial lending practices, credit analysis, loan structuring, and portfolio management.
• Strong knowledge of applicable banking regulations, compliance requirements, and industry best practices.
• Self-motivated and results-oriented, with a proactive approach to problem-solving and decision-making.