Finance Investment Analyst

Job Description:

Position Summary:

Financial Investment Analyst is responsible for compiling, evaluating, and analyzing financial data for the credit union through various models and tools. The incumbent independently reviews and recommends investment strategies for the credit union, overseeing third-party relationships with partnered brokers. The incumbent role is an integral part of the organization’s corporate planning including budgeting, modeling, and analysis for project management.  

Primary Responsibilities and Duties:

1. Portfolio Management: Develop, recommend, and execute strategies to manage the credit union’s investment portfolio, ensuring alignment with financial objectives, risk tolerances, and liquidity needs.

• Monitor portfolio performance, conducting regular reviews, look-backs, identifying opportunities for adjustments or improvements.
• Recommend investments across asset classes, considering risk, return, and regulatory compliance.
• Work closely with the CFO and VP Finance to develop long-term investment strategies.
• Model the impact of the investment portfolio to the overall balance sheet through Asset Liability Models (ALM).

Modeling: Responsible for organizing, loading, and maintaining financial data into the required systems. 

• Scenario based modeling uses market performance and what-if planning.
• Analyze and project future trends, provide recommendations for optimizing financial strategies.  
• Review budget proposals from business units ensuring allocation of funds aligned with corporate strategy and goals. 
• Develop and plan scenario analytics on portfolio performance, risk profiles of the balance sheet, and opportunities to enhance growth and profitability.

Reporting:  

• Prepare detailed reports on portfolio performance, investment strategies, and market development for senior management and board of directors.
• Develop and implement financial reporting for key stakeholders to assist in making informed financial decisions. 
• Support internal and external audits related to the investment portfolio.
• Develop and maintain data standards, policy, and procedures. 

4. Ensure overall satisfactory audit results and no repeat findings from internal audits, third-party external audits, or regulatory examinations. Any identified exceptions or deficiencies are addressed promptly, and target dates established for resolution are reasonable and met. 

5. Partner with internal stakeholders, external partners, and vendor relationships focusing on the growth and advancement of the Credit Union.  

Knowledge/Skills:

• Exceptional communication skills, including verbal, written, visual, and quantitative. 
• Adept at developing relationships across diverse teams. 
• Experience structuring solutions involving data and advanced analytics.  
• Knowledge of cost accounting principles, allocational tools, and reporting that compares factors affecting profitability of products or services. 
• Excellent analytical skills and ability to interpret financial data and market trends. 
• Proficient in MS Office (Excel, Word, Outlook).
• Manages and collaborates well with individuals and teams. 

Minimum Requirements:

• Bachelor’s degree in accounting, economics, or finance required. 
• 3+ years’ experience in investment portfolio management, financial analysis, or analytic experience required. 
• Experience working within the financial services industry strongly preferred. 
• Experience with ALM software, Bloomberg, and investment management software preferred. 

Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.