Portfolio Specialist II

Overview

We’re seeking a Portfolio Specialist II to provide expert credit and sales support to our Commercial Banking Relationship Managers. This role is ideal for someone with strong analytical skills, a collaborative mindset, and a deep understanding of loan portfolio management.

What You’ll Do

• Credit & Sales Support

  • Partner with Relationship Managers to manage loan portfolios, including annual reviews, covenant compliance, borrowing base monitoring, and collateral exceptions.
  • Participate in joint client calls, underwriting, and preparing credit approval packages.
  • Coordinate with Credit Analysts to develop financial spreads, LARs, credit memos, and related documentation.
  • Serve as a secondary contact for client relationships and identify cross-sell opportunities.
  • Assist lenders with prospecting and prepare commitment letters and loan documents.

• Financial Analysis

  • Analyze complex business and personal financial statements and tax returns.
  • Evaluate client relationships holistically to identify risks and opportunities.
  • Prepare and present credit analysis packages with limited supervision.
  • Recommend strategies to mitigate credit risks.

Requirements For Success

• 3–5 years of experience in commercial lending, including underwriting and financial analysis.
• Strong knowledge of commercial loan structures and credit policy.
• Familiarity with banking regulations and loan documentation.
• Excellent communication and interpersonal skills.
• Ability to work independently and manage multiple priorities.
• Proficiency with financial reporting tools (e.g., Navigator).
• Strong organizational and time management skills.

Conditions of Employment

• Must pass a criminal background and credit check.
• Full-time, on-site position (non-remote).
• FLSA Status: Exempt.

Pay Range